Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Media Riset Bisnis Ekonomi Sains dan Terapan
Rizky Fauzi, Abiseka Sahal
Unknown Affiliation
Computer Science & IT Economics, Econometrics & Finance Education Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PERAN BMT DALAM MENGATASI KETIMPANGAN EKONOMI, MEMBANGUN INKLUSI KEUANGAN DI ERA DIGITAL Rofi, Hafidz Ainur; Rizky Fauzi, Abiseka Sahal; Wibiksana, M Rangga; Ramandini, Nurul
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 2, No 4 (2024): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v2i4.217

Abstract

The digital transformation of the financial sector has created significant opportunities for Baitul Maal wa Tamwil (BMT) to enhance financial inclusion and expand services to unbanked communities. This study examines the role of digitalization in improving BMT's operational efficiency, the challenges faced, and strategic opportunities in the digital economy era. The findings indicate that the adoption of mobile applications, management information systems (MIS), business process digitalization, and partnerships with fintech has improved financial accessibility and supported the growth of micro, small, and medium enterprises (MSMEs).However, digitalization also presents several challenges, including digital disparities, cybersecurity risks, high implementation costs, and regulatory adaptation. Therefore, effective strategies such as enhancing digital literacy, investing in cybersecurity, and fostering collaboration with government and fintech are crucial for ensuring the sustainability of BMT’s digital transformation. With the right approach, BMT can not only strengthen its competitiveness in the microfinance sector but also play a greater role in fostering a more inclusive, equitable, and sustainable economy in Indonesia.Keywords: Baitul Maal wa Tamwil (BMT), financial inclusion, digitalization, fintech, microfinance.
PENERAPAN AKHLAK ISLAMI SEBAGAI PILAR ETIKA BISNIS DALAM KEWIRAUSAHAAN Rizky Fauzi, Abiseka Sahal
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 2, No 4 (2024): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v2i4.228

Abstract

Using Islamic morals as the basis for business ethics in entrepreneurship to address issues such as cheating and exploitation. Business with integrity and sustainability is based on the principles of honesty, trustworthiness and justice. To examine the application of these values, this research uses a qualitative literature study methodology. The results show that honesty fosters consumer trust, trustworthiness guarantees that high-quality products will be accountable, and justice makes the workplace fair. By incorporating these Islamic moral values, businesses gain a better reputation and build beneficial relationships with each other.Keywords : Islamic morals, business ethics, entrepreneurship, honesty
Co-Authors Ramandini, Nurul Rofi, Hafidz Ainur Wibiksana, M Rangga