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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar EkBis: Jurnal Ekonomi dan Bisnis
Suyuti, Mufit
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Economics, Econometrics & Finance Other

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The Effect of Internal Bank Aspects to Sharia Bank Performance with Financing Risk as Mediator Lestari, Nimas Dewi; Qanita, Ariza; Suyuti, Mufit; Prajawati, Maretha Ika; Ningtyas, Mega Noerman
EkBis: Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2024): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2024.8.2.2279

Abstract

This study aims to examine the factors that affect financing risk and its influence on the financial performance (profit) of Islamic banking in Indonesia. The study includes an overview of internal conditions including capital elements and bank operating costs. This study uses a quantitative method with a path analysis approach. The object of study is Islamic general banking in Indonesia which is registered with the Financial Services Authority (OJK) for the 2019-2023 period. The sampling technique uses the purposive sampling technique with a total sample of 9 Islamic commercial banks in Indonesia. The results of this study show that CAR has a significant effect on NPF, OER does not have a significant effect on NPF, directly CAR and NPF do not have a significant effect on ROA, directly OER has a significant effect on ROA, indirectly through NPF, CAR and OER do not have a significant effect on ROA. The results of this study conclude that Islamic public banks in Indonesia must be able to efficiently manage capital reserves and company operating costs. This aims to maintain the stability of banking performance and ensure that Islamic banks can mitigate the level of risk that occurs in banking operational activities.
ANALISIS VALUE CHAIN PADA RESTORAN HALAL DALAM ESTABLISHING HALAL VALUE CHAIN Suyuti, Mufit; Yuniarti Hidayah Suyoso Putra; Meldona
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 9 No. 04 (2024): Volume 09 No. 04 Desember 2024 Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

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Abstract

This research uses Halal value chain analysis. The Halal value chain analysis method used in this research focuses on internal Halal restaurants which refers to Porter's Value Chain theory. Halal Value Chain analysis is divided into primary activities and secondary activities. This research uses a literature study method because the main aim of this research is to investigate and analyze the Value Chain in Halal Restaurants in Establishing a Halal Value Chain. The data used was taken from journals, news, and so on related to this research. Halal Value Chain, which refers to Porter's Value Chain theory, is considered to be able to analyze halal quality in halal restaurants because it focuses on restaurant internals, apart from increasing food safety for Muslim consumers. Restaurant owner awareness is very important for the protection of halal food. The regulatory framework needs to be improved to better support the halal industry.
Co-Authors Lestari, Nimas Dewi Maretha Ika Prajawati Mega Noerman Ningtyas Meldona Qanita, Ariza Yuniarti Hidayah Suyoso Putra