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All Journal Jurnal Tabarru': Islamic Banking and Finance Journal of Economic, Religious, and Entrepreneurship (JoERE)
Rahmawati, Novita Dina
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Economics, Econometrics & Finance Social Sciences Other

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FINANCIAL LITERACY, CUSTOMER TRUST AND INTEREST IN SAVING IN THE CITY OF SOLO RAYA IN INDONESIAN ISLAMIC BANKS Rahmawati, Novita Dina; Sukardi, Budi
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).18758

Abstract

Tujuan dalam penelitian ini adalah mengetahui pengaruh literasi keuangan dan kepercayaan nasabah terhadap minat menabung di bank syariah Indonesia pada masyarakat kota Solo Raya. Penelitian ini menggunakan pendekatan kuantitatif, dimana alat ukur pengumpulan data dengan kuesioner. Populasi dalam penelitian ini adalah masyarakat kota Solo Raya yang berjumlah 6.220.863 jiwa, sedangkan sampel yang digunakan dalam penelitian ini sebanyak 100 responden. Teknik analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa variabel literasi keuangan berpengaruh signifikan terhadap minat menabung di Bank Syariah Indonesia. Hasil uji t diperoleh nilai t-hitung sebesar 8,305 dengan p-value sebesar 0,000 < 0,05 maka H1 diterima yang artinya ada pengaruh yang signifikan dari literasi keuangan terhadap minat menabung. Hasil uji t diperoleh nilai t-hitung sebesar 2,990 dengan p-value sebesar 0,004 < 0,05 maka H2 diterima yang artinya ada pengaruh yang signifikan dari kepercayaan nasabah terhadap minat menabung. Nilai koefisien determinan (R2) sebesar 0,525 yang berarti 52,5% variabel minat menabung dipengaruhi oleh literasi keuangan dan kepercayaan nasabah.
Human Resource Planning at Baitul Maal Wat Tamwil Rahmawati, Novita Dina; Cahyani, Rofi'athul Dwi
Journal of Economic, Religious, and Entrepreneurship (JoERE) Vol. 2 No. 1 (2024): JOERE June 2024
Publisher : LPPM STIAB Jinarakkhita Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60046/joere.v2i1.60

Abstract

Human resource planning is the process of analyzing and identifying needs and availability to achieve goals. In Human Resource planning there are 2 components, namely needs and availability. Need is determining the number, skills, and location of employees who will be needed in the future to achieve organizational or company goals, while availability is determining whether the company will be safe if it is controlled by employees with the required expertise. Human Resource Planning in general is systematic planning to estimate employee needs and the availability of human resources in the future both in terms of quantity, type and quality to achieve common goals. The objectives of human resource planning are organizational, functional, social, personal goals. Actions that minimize the negative impact on the organization. If an organization fails to use its resources to generate societal benefits it can create obstacles. Personal goals designed to help employees achieve their goals, Minimum goals that increase individual contribution towards the organization, while the personal goals of employees should be consider whether employees should be retained, retired, or motivated. If personal goals are not accomplished, the employee's performance and happiness may suffer and they may quit the business.
Co-Authors Budi Sukardi Cahyani, Rofi'athul Dwi