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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Ekonomics, Finance, and Management Studies
Sahliah
Universitas Islam Negeri Sumatera Utara, Indonesia
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Ganti Rugi Pihak Ekspedisi PT Sinar Multi Terhadap Barang Paket yang Hilang Perspektif Fatwa DSN-MUI 43/DSN-MUI/VIII/2004 Tentang Ganti Rugi: Studi Kasus Tanjung Balai Melisa Siregar; Sahliah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7048

Abstract

This research analyzes the compensation policy of PT Sinar Multi Regional Operations Tanjung Balai in cases of lost packages, by examining its suitability based on the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) Number 43/DSN/MUI/2024 concerning compensation. This fatwa provides sharia guidance regarding the mechanism and amount of compensation that is fair and does not harm both parties. This research uses an empirical approach and library legal research. The empirical method is an approach to obtaining knowledge or information through direct experience, observation and experimentation. The results of this research are the efforts made by PT. Sinar Multi Regional Operations Tanjung Balai, if consumers ask for compensation for the losses they have suffered, that is through deliberation. This process begins with submitting a claim for compensation accompanied by evidence by the sender to PT. Sinar Multi Regional Operations Tanjung Balai will offer problem resolution by deliberation to the sender regarding the compensation process and submission of the nominal amount to be reimbursed. This deliberation was carried out because the company considered that resolving compensation claims using deliberation was easier and did not require a long time.
Perlindungan Konsumen Terhadap Peredaran Rokok Ilegal Perspektif Ibnu Taimiyah di Kecamatan Berampu Kabupaten Dairi Adzan Fikri Kabeakan; Sahliah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.8253

Abstract

The circulation of illegal cigarettes in Berampu has become a significant issue, negatively impacting state revenues and public health. Illegal cigarettes that do not meet excise standards cause substantial economic losses and place consumers at risk due to unregulated product quality. This article analyzes consumer protection against the circulation of illegal cigarettes from the perspective of positive law and the teachings of Ibn Taymiyyah. Through a normative approach, this study highlights the importance of enforcing excise regulations as a consumer protection instrument and the relevance of principles of justice in trade transactions according to Ibn Taymiyyah. Ibn Taymiyyah emphasizes the importance of transparency, honesty, and justice in trade, aligning with modern regulatory objectives to protect consumers from fraud and harmful products. The study concludes that consumer protection from illegal cigarettes must involve synergy between strict law enforcement, public education, and the application of strong moral values as outlined in Islamic teachings. This synergy is expected to provide a comprehensive solution in efforts to curb the circulation of illegal cigarettes in Indonesia.
Co-Authors Adzan Fikri Kabeakan Melisa Siregar