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All Journal Jurnal Ragam Pengabdian Educational Journal Global Research in Economics and Advanced Theory Sumber Informasi Manajemen Bisnis dan Akuntansi
Dira Abdi
Universitas Islam Kebangsaan Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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From Conventional To Islamic Finance: Implications For Financial Inclusion In Aceh Dira Abdi
SUMBER INFORMASI MANAJEMEN BISNIS DAN AKUNTANSI Vol 2 No 1 (2025): Jurnal SIMBAN
Publisher : Gabungan Riset Edukasi dan Ekplorasi Teori (GREET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65788/simban.v2i1.30

Abstract

The transition from conventional to Islamic finance in Aceh represents a unique case of financial system transformation driven by religious, cultural, and regulatory imperatives. This study examines the drivers, challenges, and outcomes of this transition, with a specific focus on its implications for financial inclusion. Employing a mixed-methods design, the research integrates qualitative interviews with policymakers, bank managers, and community leaders, alongside survey data from 200 residents across urban and rural settings. Findings reveal that Islamic finance, anchored in Shariah principles, has expanded access to financial services for underserved groups, particularly women and micro-entrepreneurs, through microfinance programs and risk-sharing mechanisms. The establishment of the Aceh Shariah Financial Authority has strengthened governance, enhanced public trust, and facilitated a 30% increase in Islamic banks since 2020. However, challenges remain, including uneven literacy, misconceptions about Islamic finance, and gaps in technological adoption. The study contributes to the literature by highlighting Aceh’s distinctive socio-religious context, while offering insights into the role of regulation, innovation, and education in advancing financial inclusion. The findings suggest that Aceh’s experience can serve as a reference model for regions seeking ethical and culturally embedded approaches to inclusive financial development.
Penguatan Literasi Al-Qur'an untuk Anak dan Remaja di Era Digital di Meunasah Drang Muara Batu Aceh Utara Muhammad Muhammad; Zulfikar Zulfikar; Dira Abdi; Anida Anida; Rasyidin Rasyidin; Humaira Saputri
Jurnal Ragam Pengabdian Vol. 1 No. 3 (2024): September-Desember "Implementation of Social Service Programs to Increase Commu
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/j3y6v730

Abstract

Perkembangan teknologi digital yang pesat mempengaruhi hampir semua aspek kehidupan, termasuk dalam pembelajaran agama. Anak dan remaja di Meunasah Drang, Muara Batu, Aceh Utara, cenderung lebih akrab dengan perangkat digital dan internet dibandingkan dengan metode pembelajaran konvensional Al-Qur'an. Hal ini mengindikasikan pentingnya penguatan literasi Al-Qur'an melalui pendekatan yang relevan dengan perkembangan teknologi. Tujuan dari kegiatan pengabdian ini adalah untuk meningkatkan literasi Al-Qur'an pada anak dan remaja melalui pemanfaatan teknologi digital. Metode yang digunakan dalam pengabdian ini mencakup pelatihan penggunaan aplikasi digital seperti e-learning, video interaktif, dan aplikasi tafsir untuk mendalami isi Al-Qur'an. Hasil yang dicapai menunjukkan adanya peningkatan minat dan pemahaman peserta dalam mempelajari Al-Qur'an. Sebanyak 75% peserta melaporkan peningkatan keterlibatan dan pemahaman yang lebih baik setelah menggunakan aplikasi pembelajaran berbasis teknologi. Dengan demikian, program ini terbukti efektif dalam meningkatkan literasi Al-Qur'an dan dapat menjadi model pengembangan pembelajaran Al-Qur'an yang lebih adaptif dan menarik di era digital.
ISLAMIC VALUE-BASED STRATEGIC PLANNING : A STUDY OF SHARIA-COMPLIANT RURAL BANKS IN INDONESIA Dira Abdi
GLOBAL RESEARCH IN ECONOMICS AND ADVANCE THEORY (GREAT) Vol 1 No 4 (2024): GREAT Journal
Publisher : GREET

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65788/greatjournal.v1i4.62

Abstract

This study examines how Islamic value-based strategic planning is applied in Sharia-compliant rural banks in Indonesia and how it helps these banks grow sustainably and gain the trust of their communities. Using qualitative methods combined with data from reports and case studies, the research shows that applying Islamic values like justice, transparency, and social welfare improves the banks’ operations and builds strong customer loyalty, especially in rural areas where ethical and community ties are very important. The study also finds that involving the community through education programs helps increase financial knowledge and attract new customers. Despite challenges such as following regulations and facing competition, these banks have adapted well by using technology like fintech, especially during the COVID-19 pandemic. This research fills a gap in understanding how Islamic principles influence banking strategies and provides useful advice for bank leaders and policymakers to develop ethical and inclusive financial systems based on these values.
Pengembangan Media Pembelajaran Interaktif Berbasis Canva untuk Meningkatkan Motivasi Belajar pada Mata PelajaranPendidikan Agama Islam Muhammad Muhammad; Yunita Asman; Dira Abdi; Desy Sary Ayunda; Novi Sari Liani
Educational Journal Vol. 1 No. 4 (2026): MAY-JULY
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/kkr6vf79

Abstract

The use of digital learning media is one strategy to enhance the quality of Islamic Religious Education instruction, particularly by creating a more engaging learning atmosphere and boosting student motivation. However, the learning process is often dominated by lecture-based methods, leading to passive student engagement and boredom. One viable alternative is the use of Canva-based learning media, which can present material in a visual, systematic, and interactive manner. This study aimed to develop Canva-based learning media focused on the topic of *tayammum* (dry ablution) to increase student learning motivation at SMP IT Daarul Muttaqien Trienggadeng. The study employed the Research and Development (R&D) method using the ADDIE model, comprising the stages of analysis, design, development, implementation, and evaluation. Data were collected through observation, interviews, and documentation. The results indicate that the developed learning media functioned effectively within the instructional process. The use of Canva-based digital posters enabled the teacher to deliver material in a more engaging and organized way; consequently, students appeared more focused and actively participated in the lesson, demonstrating higher learning motivation compared to instruction relying solely on lectures. Thus, Canva-based learning media is a suitable alternative for Islamic Religious Education, supporting a learning process that is more effective, interactive, and student-centered.
Co-Authors Anida Anida Desy Sary Ayunda Humaira Saputri Muhammad Muhammad Novi Sari Liani Rasyidin Rasyidin Yunita Asman Zulfikar Zulfikar