Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Global Research in Economics and Advanced Theory Sumber Informasi Manajemen Bisnis dan Akuntansi
Dira Abdi
Universitas Islam Kebangsaan Indonesia
Religion Humanities Economics, Econometrics & Finance Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
ISLAMIC VALUE-BASED STRATEGIC PLANNING : A STUDY OF SHARIA-COMPLIANT RURAL BANKS IN INDONESIA Dira Abdi
GLOBAL RESEARCH IN ECONOMICS AND ADVANCE THEORY (GREAT) Vol 1 No 4 (2024): GREAT Journal
Publisher : GREET

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines how Islamic value-based strategic planning is applied in Sharia-compliant rural banks in Indonesia and how it helps these banks grow sustainably and gain the trust of their communities. Using qualitative methods combined with data from reports and case studies, the research shows that applying Islamic values like justice, transparency, and social welfare improves the banks’ operations and builds strong customer loyalty, especially in rural areas where ethical and community ties are very important. The study also finds that involving the community through education programs helps increase financial knowledge and attract new customers. Despite challenges such as following regulations and facing competition, these banks have adapted well by using technology like fintech, especially during the COVID-19 pandemic. This research fills a gap in understanding how Islamic principles influence banking strategies and provides useful advice for bank leaders and policymakers to develop ethical and inclusive financial systems based on these values.
From Conventional To Islamic Finance: Implications For Financial Inclusion In Aceh Dira Abdi
SUMBER INFORMASI MANAJEMEN BISNIS DAN AKUNTANSI Vol 2 No 1 (2025): Jurnal SIMBAN
Publisher : Gabungan Riset Edukasi dan Ekplorasi Teori (GREET)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The transition from conventional to Islamic finance in Aceh represents a unique case of financial system transformation driven by religious, cultural, and regulatory imperatives. This study examines the drivers, challenges, and outcomes of this transition, with a specific focus on its implications for financial inclusion. Employing a mixed-methods design, the research integrates qualitative interviews with policymakers, bank managers, and community leaders, alongside survey data from 200 residents across urban and rural settings. Findings reveal that Islamic finance, anchored in Shariah principles, has expanded access to financial services for underserved groups, particularly women and micro-entrepreneurs, through microfinance programs and risk-sharing mechanisms. The establishment of the Aceh Shariah Financial Authority has strengthened governance, enhanced public trust, and facilitated a 30% increase in Islamic banks since 2020. However, challenges remain, including uneven literacy, misconceptions about Islamic finance, and gaps in technological adoption. The study contributes to the literature by highlighting Aceh’s distinctive socio-religious context, while offering insights into the role of regulation, innovation, and education in advancing financial inclusion. The findings suggest that Aceh’s experience can serve as a reference model for regions seeking ethical and culturally embedded approaches to inclusive financial development.
Co-Authors