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PENGARUH GAYA HIDUP, RELIGIUSITAS, FINANCIAL TECHNOLOGY, DAN LOCUS OF CONTROL TERHADAP PERILAKU KEUANGAN MAHASISWA Feriz, Naufal Jabsy; Ariani, Kurnia Rina
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 1 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i1.16531

Abstract

Financial management is important to take into account all forms of expenses made by each individual. The increase in human needs, consumptive attitudes, and high lifestyles cause some individuals to not realize that they have spent their money without any calculation. Religious values ultimately have an influence on the attitude and behavior of individuals in making decisions on the choices they face, including in terms of individual financial management. The presence of financial technology facilitates the access and use of financial services by the community, especially students. The locus of control can affect an individual's financial behavior as it relates to how an individual takes responsibility for managing his or her finances. This study uses a quantitative research method with the calculation of a sample of the convenience method of 300 respondents. Validity and reliability tests on instruments are confirmed to be valid and reliable. The findings of this study reveal that lifestyle, religiosity and financial technology significantly affect financial behavior. Then the locus of control does not have a significant influence on financial behavior. Furthermore, it was proven that there was no difference in financial behavior between students of the University of Muhammadiyah Surakarta and students of Sebelas Maret University, meaning that there was no difference in financial behavior between students of private universities and public universities in Surakarta
Analisis Pengaruh Regulasi Diri, Keaktifan Berorganisasi, dan Manajemen Waktu Terhadap Prokrastinasi Akademik Mahasiswa Aktifis (studi kasus Mahasiswa Aktivis FEB UMS) Putra, Muhamad Dandi Ananda; Nasution, Siska Angreyani; Feriz, Naufal Jabsy; Sa’adah, Nurus; Rahma, Ghina Aulia
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Pendidikan, Humaniora dan Agama
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh regulasi diri, keaktifan berorganisasi, dan manajemen waktu terhadap prokrastinasi akademik pada mahasiswa Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta khususnya pada mahasiswa aktivis. Dari metode tersebut diperoleh sampel sebanyak 120 sampel dari enam organisasi mahasiswa/ormawa yang ada di Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta. Metode pada penelitian ini menggunakan analisis regresi berganda. Dengan hasil penelitian menunjukkan bahwa variabel independen regulasi diri, keaktifan organisasi, dan manajemen waktu berpengaruh secara signifikan terhadap prokrastinasi akademik. Keterbatasan dalam penelitian ini adalah masih kecilnya nilai Adjust R Square yang menunjukkan bahwa adanya variabel-variabel lain yang lebih berpengaruh terhadap prokrastinasi akademik mahasiswa.