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All Journal Indonesian Journal Of Economy Studies Journal of Marketing Management and Innovative Business Review
Golda, Cipta
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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THE EFFECT OF FINANCIAL LITERACY ON THE INCOME OF CULINARY SMES IN TANA TORAJA REGENCY THROUGH PERFORMANCE Golda, Cipta; Todingbua, Manuel A; Halik, Johannes Baptista
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Publisher : Indonesian Journal Of Economy Studies

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Abstract

According to the Tana Toraja Central Statistics Agency, the number of culinary SMEs in Tana Toraja Regency continues to grow, in line with increasing economic activity in the area. However, this growth has not been accompanied by optimal financial management by business actors. One of the main obstacles for SMEs is low financial literacy. The aim of this research is to find out how financial literacy influences income through the performance of culinary SMEs in Tana Toraja Regency. This research uses a quantitative method with a sample size of 96 obtained using a purposive sampling technique. Hypothesis testing was carried out by analyzing the path coefficient and the results obtained showed that financial literacy had an influence on income through performance. However, Tana Toraja Regency Culinary UKM have not been able to optimally apply the knowledge they have gained through financial literacy, so suggestions are given to the district government and related parties to hold outreach and education regarding financial literacy and financial management for UKM players.Keyword: financial literacy, UKM, Income,performance 
The Influence of Financial Literacy and Lifestyle on the Financial Management of Paulus Christian University of Indonesia 2021 Management Program Students Kaya, Glein Putri; Golda, Cipta
Journal of Marketing Management and Innovative Business Review Vol. 2 No. 1 (2024): Mariobre, June 2024 (ISSN : 3031-4208)
Publisher : Master of Management Study Program, Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63416/mrb.v2i1.222

Abstract

The aim of this research is to determine the influence of financial literacy and lifestyle on financial management among students of the Department of Management, Faculty of Economics and Business, Paulus Indonesian Christian University Class of 2021. The type of data used in this research is quantitative data originating from primary data originating from from the questionnaire given to management study program students class of 2021. In connection with the results of researching hypothesis testing by partial means variable X1 (financial literacy) with a value of 0.001<0.05 can be used to show that it has a significant influence on variable Y (financial management ), while variable X2 (lifestyle) with a value of 0.020>0.05 has no significant effect on variable Y (financial management). Thus, it can be stated that literature has an impact on the financial status of the Economics and Business Department faculty at Paulus Indonesian Christian University Class of 2021 .
THE EFFECT OF FINANCIAL LITERACY ON THE INCOME OF CULINARY SMES IN TANA TORAJA REGENCY THROUGH PERFORMANCE Golda, Cipta; Todingbua, Manuel A; Halik, Johannes Baptista
Indonesian Journal Of Economy Studies Vol. 3 No. 2 (2024): Indonesian Journal Of Economy Studies
Publisher : Siddiq Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63828/ijes.v3i2.78

Abstract

According to the Tana Toraja Central Statistics Agency, the number of culinary SMEs in Tana Toraja Regency continues to grow, in line with increasing economic activity in the area. However, this growth has not been accompanied by optimal financial management by business actors. One of the main obstacles for SMEs is low financial literacy. The aim of this research is to find out how financial literacy influences income through the performance of culinary SMEs in Tana Toraja Regency. This research uses a quantitative method with a sample size of 96 obtained using a purposive sampling technique. Hypothesis testing was carried out by analyzing the path coefficient and the results obtained showed that financial literacy had an influence on income through performance. However, Tana Toraja Regency Culinary UKM have not been able to optimally apply the knowledge they have gained through financial literacy, so suggestions are given to the district government and related parties to hold outreach and education regarding financial literacy and financial management for UKM players.Keyword: financial literacy, UKM, Income,performance 
Co-Authors Johannes Baptista Halik Kaya, Glein Putri Todingbua, Manuel A