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All Journal Trending: Jurnal Manajemen dan Ekonomi Regulate: Jurnal Ilmu Pendidikan, Hukum dan Bisnis
Umi Khozinatul Khoiriyah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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Innovation of Money Offering in Digital Landscape of Sharia Perspective: Challenges and Prospects Anisa Lestari; Umi Khozinatul Khoiriyah
Regulate: Jurnal Ilmu Pendidikan, Hukum dan Bisnis Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/regulate.v2i1.10

Abstract

The presence of digital money does offer various benefits, such as ease of transactions, cost efficiency, and financial inclusion. However, the development of digital money also poses various challenges, especially in the context of sharia. Therefore, research is needed to understand the challenges and prospects of innovation in digital money offerings from a sharia perspective. The method used in this study is a descriptive method, namely the procedure for collecting data through literature searches and reference analysis. The literature study approach involves a number of tasks including compiling research sources, reading and taking notes, and using library data collection techniques. This study explores various aspects related to innovation in money offerings in the digital landscape, identifying the challenges faced, and evaluating its future prospects. Through a sharia approach, we hope to provide valuable insights for readers on how the digital revolution has influenced and will continue to shape the global sharia financial system.
Analisis Program Sertifikasi Halal sebagai Penerapan Etika Bisnis Islam pada Usaha Mikro Kecil di Kab Bangkalan Umi Khozinatul Khoiriyah; Hildah Meliyana; Muawanah Muawanah; Muhammad Ersya Faraby
Trending: Jurnal Manajemen dan Ekonomi Vol. 3 No. 4 (2025): Oktober : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v3i4.5318

Abstract

This study analyzes the implementation of the Halal Certification Program as an application of Islamic Business Ethics (IBE) in Micro and Small Enterprises (MSEs) in Bangkalan Regency, Madura. Bangkalan, with its predominantly Muslim population, necessitates business practices aligned with Islamic values, particularly halal and thayyib. Despite the regulatory mandate for halal certification through Law No. 33 of 2014, adoption among MSEs remains low. This research employs a descriptive qualitative approach, gathering data through in-depth interviews and field observations from MSEs in Bangkalan. The study aims to identify the challenges and effectiveness of the Halal Certification Program in fostering sharia accountability at the grassroots level. Findings reveal that while MSEs generally understand the concept of halal, challenges persist in implementation due to limited knowledge, administrative complexities, and perceived high costs. The role of local government and Halal Centers in facilitating certification is crucial but requires enhanced effectiveness. The implications of this study suggest the need for tailored strategies to address these barriers, promote ethical business practices, and enhance consumer trust, thereby supporting the vision of Indonesia as a global halal industry hub.
Co-Authors Anisa Lestari Hildah Meliyana Muawanah Muawanah Muhammad Ersya Faraby