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All Journal Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Aplikasi Perpajakan
Wahyuni, Elmania
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Social Sciences

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PENGARUH LITERASI KEUANGAN DAN PENGGUNAAN DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF GENERASI Z MAHASISWA DI MATARAM Wahyuni, Elmania
Jurnal Aplikasi Perpajakan Vol. 6 No. 1 (2025): Jurnal Aplikasi Perpajakan
Publisher : Jurnal Aplikasi Perpajakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jap.v6i1.141

Abstract

Penelitian ini meneliti pengaruh literasi keuangan dan penggunaan digital payment terhadap perilaku konsumtif Generasi Z di Kota Mataram. Data dikumpulkan secara kuantitatif melalui kuesioner daring pada 100 mahasiswa. Hasil regresi linear berganda menunjukkan literasi keuangan (X1) berpengaruh positif signifikan dengan koefisien 0,207 dan nilai signifikansi 0,019 (<0,05), yang berarti pemahaman literasi keuangan yang lebih tinggi justru meningkatkan perilaku konsumtif, kemungkinan akibat kurangnya disiplin dalam pengelolaan keuangan. Penggunaan digital payment (X2) juga memiliki pengaruh positif signifikan dengan koefisien 0,435 dan signifikansi 0,000 (<0,05), didorong oleh kemudahan akses, kecepatan, keamanan, dan promosi platform digital. Secara simultan, kedua variabel menjelaskan 40,9% perilaku konsumtif, sementara 59,1% sisanya dipengaruhi oleh faktor lain seperti gaya hidup dan media sosial.
Penerapan Administrasi Bisnis Berbasis Komputer pada Penjualan Beras pada Kantor Bulog Wahyuni, Elmania; Shelly, Djo
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 4 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i4.451

Abstract

This article discusses the implementation of Community Service Program (KKN) at BULOG Regional Office of West Nusa Tenggara (NTB). This KKN program aims to provide practical experience to students in applying the knowledge they have learned in college to the real world of work, especially in the field of food logistics. KKN activities cover various aspects such as logistics management, data processing, administration, and development of work programs that support the efficiency and effectiveness of BULOG operations. The methods used include orientation and introduction to the agency, implementation, and evaluation. The results of this activity indicate that students can make real contributions to improving the quality of services and operations of the BULOG Regional Office of NTB, as well as gain insights and practical skills that are useful for their future careers. The main purpose of this article is to educate the academic and practical community to generate new ideas for the development of several dynamic complexes.
Co-Authors Shelly, Djo