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Analisis Pengelolaan Dan Inklusi Terhadap Keputusan Menjadi Nasabah Bank Syariah dengan Literasi Pada Gen Z Hasanah, Muti Atul; Nugroho, Firsta Agdies Eka
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 3 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i3.6793

Abstract

This research aims to analyze the influence of sharia financial management and sharia financial inclusion on the decision to become a Syariah Bank customer to moderate sharia financial literacy among Gen Z in West Java province. The sample in this research analysis is Gen Z who have become customers of Sharia Bank in West Java province with a total sample of 400 Gen Z. The analysis method for this research uses a descriptive quantitative approach with the SEM-PLS analysis technique, there are three stages in using PLS, namely weight estimate , path estimate, and regression constant value. The research results show that financial management (X1) and sharia financial inclusion (X2) have a significant positive effect on sharia financial literacy (Z) with t-statistics values ​​of 6,727 (X1) and 6,287 (X2), respectively, both of which are greater than 1.96, and p-value 0.000 (<5%). Sharia financial literacy (Z) also significantly influences the decision to become a customer (Y) of Sharia Bank with a t-statistics value of 6.467. Financial management (X1) and sharia financial inclusion (X2) directly influence the decision to become a customer (Y) with t-statistics values ​​of 4.017 and 4.239 respectively. In addition, sharia financial literacy (Z) mediates the influence of financial management (X1) and sharia financial inclusion (X2) on the decision to become a customer (Y), with t-statistics values ​​of 4.413 and 4.747 respectively, showing a strong and significant influence on Gen Z in West Java.
The Approach to Fiqh Tafsir in the Tafsir of Al-Ahkam Hasanah, Muti Atul; Imawan, Dzulkifli Hadi
KOLABORASI: Journal of Multidisciplinary Vol. 1 No. 1 (2024): February
Publisher : Academic Solution Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dialogue regarding the explanation of the Al-Quran for salty people, the Al-Quran must be explained so that it can be digested and understood either through translation or explanation or interpretation. Meanwhile, translations, explanations or interpretations themselves are classified as interpretations. In Indonesia, specifically, not all Muslim communities can understand the verses of the Koran directly, there is a need for tools, such as translation or interpretation. For a long time, Indonesian Islamic thinkers have tried to translate and interpret the verses of the Koran so that they can be understood by the Muslims of the archipelago. One of the scholars from North Sumatra (Binjai) is Abdul Halim Hasan with his book Tafsir Al-Ahkam. As a scholar, he devoted his knowledge and discussed legal aspects in the Al-Quran which then became a style and had its own characteristics (character) in its interpretation. It is important for every Muslim to understand the legal content that can be differentiated based on the Koran and Sunnah. Then, in-depth knowledge of legal verses will ultimately give birth to interpretation products that are flexible in accordance with the demands of the times and are not rigid. The author will try to summarize and reveal verses that are always widely discussed and still have differences, giving rise to polemics in society so that with this article the public can understand them and the purpose of the Al-Quran being revealed will always be relevant to the times and become a guide for Muslims in carrying out every step. life.