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Membangun Generasi Emas: Peran Kampus Mengajar dalam Meningkatkan Kualitas Pendidikan Dasar Hesti Fuji Rastuti; I Made Yoga Arsana Putra; Sadariah; Atika Baiduri
Griya Journal of Mathematics Education and Application Vol. 5 No. 1 (2025): Maret 2025
Publisher : Pendidikan Matematika FKIP Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/griya.v5i1.519

Abstract

Basic education plays a crucial role in shaping a competent generation ready to compete in the global era. However, the quality of basic education in Indonesia still faces challenges, particularly in students' literacy and numeracy skills. The Kampus Mengajar Program, as part of the Merdeka Belajar-Kampus Merdeka (MBKM) policy, aims to address these issues by involving university students as teaching partners in elementary schools, especially in remote areas.This program contributes to improving elementary students' literacy and numeracy skills. Using a descriptive qualitative approach, data was collected through literature reviews and documentation related to the program's implementation at the University of Mataram. The findings indicate that the Kampus Mengajar Program has successfully increased literacy skills by 35% and numeracy skills by 33%. Additionally, the integration of technology in learning further enhances the program’s effectiveness, aligning it with modern educational developments. It is hoped that this success can serve as a reference for policymakers to expand and optimize the Kampus Mengajar Program across Indonesia.
Pengaruh Capital Adequacy Ratio Dan Non Performing Loan Terhadap Rerurn On Assets Pada PT. Bank Bumi Arta Tbk. Abbas, Muliati; Sadariah; Hajar Andriana, Nurul; Afriyani
Khazanah Journal: Economics, Muamalah & Entrepreneurship Vol. 2 No. 2 (2025)
Publisher : LPPM STIE Tri Dharma Nusantara - Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/kh.v2i2.653

Abstract

The purpose of this study is to determine the Effect of Capital Adequacy Ratio and Non-Performing Loan on Return On Asset in PT. Bank Bumi Arta, Tbk. The types of data used in this study are qualitative and quantitative. The data source used in this study is secondary data. The analysis methods used are descriptive analysis and multiple linear regression, determination coefficient (R2), correlation coefficient (r), t-test, and F test. The results of this study show the regression equation Y = 0.975 + 0.006X1 - 0.236X2, determination coefficient, (R2) = 99.5% and correlation coefficient (R) = 0.997. Simultaneously, the Capital Adequacy Ratio and Non-Performing Loan have a significant effect on Return On Asset. Partially Capital Adequacy Ratio has a positive and significant effect on the Return On Asset, Non-Performing Loans has a negative and significant effect on Return On Aset at PT. Bank Bumi Arta Tbk . Thus Hypothesis 1, hypothesis 2, and hypothesis 3 are rejected.