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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Empowerment : Jurnal Pengabdian Masyarakat EKONOMIS : Journal of Economics and Business
Maharani, Putu Serly
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengaruh Literasi Keuangan, Financial Technology, Dan Gaya Hidup Hedonisme Terhadap Perilaku Pengelolaan Keuangan Pribadi Pada Generasi Z Di Kota Denpasar Maharani, Putu Serly; Kusuma, Putu Sri Arta Jaya
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 1 (2025): Maret
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i1.2394

Abstract

This study examines how financial literacy, financial technology, and lifestyle hedonism impact the personal financial management behavior of generation Z in Denpasar. In the study, quantitative methods were used. The sample was created based on a survey given to generation Z in Denpasar. The study had 80 respondents. The sampling method used purposive sampling method. Furthermore, questionnaires were distributed and evaluated using a Likert Scale with values from 1 to 5 for each question. Data testing was also conducted using SPSS version 29, which includes instrument test, classical assumption test, and hypothesis testing. The findings of this study are expected to provide valuable insights into how financial literacy, financial technology, and hedonic lifestyle influence the personal financial management behavior of Generation Z in Denpasar. The results of this study indicate that financial literacy and financial technology have a major influence on financial management behavior. In addition, the hedonism lifestyle factor does not have a significant impact on how a person manages finances.
Pendampingan Prosedur Sistem Pengelolaan Gaji melalui Aplikasi SIMGAJI pada Dinas Perindustrian dan Perdagangan Provinsi Bali Maharani, Putu Serly; Purnama Sari, Desak Made Febri
Empowerment Vol. 7 No. 03 (2024): Empowerment
Publisher : Program Studi Ilmu Hukum Fakultas Hukum Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/empowerment.v7i03.10395

Abstract

Sistem pengelolaan gaji pegawai berbasis sistem informasi (TI) bisa dikatakan efektif dan efisien jika sesuatu dapat diakses dan digunakan atas metode yang telah ditentukan pada awalnya dan jika ada kemungkinan bisa diminimalkan atau memotong pengeluaran yang telah digunakan terlebih dahulu. Sehingga pengelolaan gaji pegawai pada Dinas Perindustrian dan Pergadangan Provinsi Bali menggunakan aplikasi SIMGAJI untuk mengelola data gaji pegawai agar tidak terjadinya kesalahan dalam menginput data gaji tersebut. Dengan demikian, rumusan masalahnya adalah bagaimana mendampingi prosedur sistem pengelolaan gaji melalui aplikasi SIMGAJI pada Dinas Perindustrian dan Perdagangan Provinsi Bali. Tujuan pengabdian ini untuk memberikan kemudahan dalam melakukan pengelolaan gaji pegawai tanpa harus melakukan sistem manual dalam penggajian dan tanpa adanya kendala dalam menginput data gaji pegawai, dengan menghindari adanya kekurangan gaji pegawai ataupun kelebihan penginputan gaji pegawai. Metode pelaksanaan yang digunakan yaitu explanatory atau penelitian penjelasan. Dengan menggunakan metode seperti dokumentasi, pengamatan, kuesioner, dan komunikasi, data penelitian explanatory dapat diperoleh. Hasil pengabdian yaitu masalah dalam kekurangan gaji tunjangan fungsional umum sudah terealisasikan dengan sempurna berkat pemaham program penginputan pada apliaksi SIMGAJI tersebut.
Pengaruh Literasi Keuangan, Financial Technology, Dan Gaya Hidup Hedonisme Terhadap Perilaku Pengelolaan Keuangan Pribadi Pada Generasi Z Di Kota Denpasar Maharani, Putu Serly; Kusuma, Putu Sri Arta Jaya
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 1 (2025)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i1.2394

Abstract

This study examines how financial literacy, financial technology, and lifestyle hedonism impact the personal financial management behavior of generation Z in Denpasar. In the study, quantitative methods were used. The sample was created based on a survey given to generation Z in Denpasar. The study had 80 respondents. The sampling method used purposive sampling method. Furthermore, questionnaires were distributed and evaluated using a Likert Scale with values from 1 to 5 for each question. Data testing was also conducted using SPSS version 29, which includes instrument test, classical assumption test, and hypothesis testing. The findings of this study are expected to provide valuable insights into how financial literacy, financial technology, and hedonic lifestyle influence the personal financial management behavior of Generation Z in Denpasar. The results of this study indicate that financial literacy and financial technology have a major influence on financial management behavior. In addition, the hedonism lifestyle factor does not have a significant impact on how a person manages finances.
Pengaruh Inklusi Keuangan, Persepsi Risiko, dan Love of Money terhadap Minat Investasi pada Generasi Z dengan Kemajuan Teknologi sebagai Variabel Moderasi Maharani, Putu Serly; Kusuma, Putu Sri Arta Jaya
Ekonomis: Journal of Economics and Business Vol 10, No 1 (2026): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i1.2321

Abstract

This study aims to identify the elements that influence Generation Z's investment interest in Bali. The main objective is to assess the influence of financial inclusion, risk perception, and love of money on Generation Z's investment interest, with technological advancement serving as a moderating variable. Using a quantitative research approach, this study employed purposive sampling and sample size determination based on the Lemeshow formula, resulting in a total of 326 respondents. Primary data were collected through online questionnaires distributed via Google Forms on social media platforms, and the data were analyzed using SEM-PLS. The findings indicate that financial inclusion has a significant positive influence on Generation Z's investment interest. Similarly, risk perception also explains a significant positive correlation with investment interest among this generation of Z. In addition, love of money is proven to have a significant positive effect on their investment interest. However, it should be noted that technological advancement significantly reduces the impact of financial inclusion on Generation Z's investment interest. Conversely, technological advancement does not significantly increase the relationship between risk perception and investment interest, but significantly strengthens the influence of love of money on investment interest in this generation of Z.
Co-Authors Desak Made Febri Purnama Sari Putu Sri Arta Jaya Kusuma