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All Journal Journal of Education, Humaniora and Social Sciences (JEHSS) Jurnal Pengabdian Masyarakat, Ilmu, dan Aksi
Fitriyani, Nofi
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences

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Analysis of the Influence of Bank Loans on the Financial Performance of the Supermase Gold Shop in Karang Jati Fitriyani, Nofi; Maryani, Tri
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 7, No 3 (2025): Journal of Education, Humaniora and Social Sciences (JEHSS), February
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v7i3.2547

Abstract

This article aims to analyze the management of bank loans at Superman Gold Store and its impact on the financial performance of the business. This study focuses on how the use of bank loans can improve the operational capacity and profitability of the store amidst the challenges of gold price fluctuations and interest expenses. This study is based on the theory of financial management and operational strategy. The research methods used include interviews with store managers and analysis of financial statements, which are analyzed qualitatively to evaluate the impact of loans on key financial indicators. The results of the study indicate that bank loans contribute positively to an increase in net income by 40% and net profit by 50%. In addition, the store's liquidity ratio increased from 1.2 to 1.8, although the solvency ratio also increased from 0.4 to 0.6. The main obstacles in managing loans are gold price fluctuations and high interest expenses. To overcome these challenges, the store implemented mitigation strategies such as strict cash flow management, installment payment priorities, and active monitoring of market prices. However, the effectiveness of these strategies still requires further evaluation. This study has limitations in terms of time coverage and external factors that can affect the results. These findings provide insight for similar business actors in optimizing the use of bank loans to support business growth and financial stability.
Edukasi Interaktif untuk Pencegahan Bullying di Sekolah Dasar melalui Program KKM Rohmiyati, Yuli; Nur, Maulida; Nainggolan, Charles Frisheldy; Gunawan, Gun Gun; Setiani, Olimvia; Sari, Nefi Yulianti Indah; Fitriyani, Nofi; Suhaelah, Siti; Rahmana, Ari Ihsan
Jurnal Pengabdian Masyarakat, Ilmu, dan Aksi Vol. 1 No. 2 (2025): Jurnal Pengabdian Masyarakat, Ilmu, dan Aksi (ABDIMASIA)
Publisher : Asosiasi Asesmen Pendidikan (AAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63203/abdimasia.v1i2.366

Abstract

Bullying merupakan salah satu permasalahan serius di lingkungan sekolah dasar yang berdampak negatif terhadap perkembangan akademik dan psikologis siswa. Kegiatan ini bertujuan untuk meningkatkan pemahaman siswa sekolah dasar tentang pencegahan bullying melalui program edukasi yang dilaksanakan oleh mahasiswa Kuliah Kerja Mahasiswa (KKM) Universitas Bina Bangsa kelompok 70. Sasaran kegiatan adalah 40 siswa kelas IV, V, dan VI SDN Cinumpi, Desa Malanggah, Kecamatan Tunjung Teja, Kabupaten Serang, Provinsi Banten. Metode pelaksanaan menggunakan pendekatan edukasi partisipatif, meliputi penyampaian materi, diskusi interaktif, permainan edukatif, simulasi, serta sesi tanya jawab. Hasil kegiatan menunjukkan bahwa siswa mampu mengidentifikasi bentuk-bentuk bullying dengan benar dan memahami dampak negatif bullying, dan sebagian besar menunjukkan sikap empati serta kesadaran untuk menghargai teman sebaya. Kendala yang ditemui antara lain keterbatasan waktu dan perbedaan tingkat pemahaman siswa, namun diatasi dengan pemutaran video edukatif sebagai media pendukung. Kegiatan ini memberikan implikasi positif terhadap pembentukan karakter siswa dan berkontribusi dalam menciptakan lingkungan sekolah yang aman, ramah anak, dan bebas bullying.
Co-Authors Gun Gun Gunawan, Gun Gun Maryani, Tri Nainggolan, Charles Frisheldy Nur, Maulida Rahmana, Ari Ihsan Sari, Nefi Yulianti Indah Setiani, Olimvia Suhaelah, Siti Yuli Rohmiyati