Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Mardayanti, Selvia
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), DAN NET INTEREST MARGIN (NIM) TERHADAP PROFITABILITAS PADA BANK BUMN DI INDONESIA Mardayanti, Selvia; Fatonah, Siti; Triana, Leni
Jurnal Valuasi: Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 5 No. 1 (2025): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v5i1.359

Abstract

This study aims to examine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) on Profitability as measured by Return On Asset (ROA) at State-Owned Banks in Indonesia for the period 2016-2023. The research method used is the causality associative method with a quantitative approach and uses secondary data sourced from the financial statements of State-Owned Banks published by the Financial Services Authority (OJK). The research sample amounted to 32 data from 4 State-Owned Banks selected by saturated sampling method. The data analysis technique used is multiple linear regression test and hypothesis testing which is processed using IBM SPSS Statistics version 26. The results prove that partially Capital Adequacy Ratio (CAR) has no effect on Return On Asset (ROA), Loan to Deposit Ratio (LDR) has no effect on Return On Asset (ROA), and Net Interest Margin (NIM) has a significant effect on Return On Asset (ROA). While simultaneously Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) have a significant effect on Return On Asset (ROA) at State-Owned Banks in Indonesia for the period 2016-2023
Co-Authors LENI TRIANA, LENI Siti Fatonah