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All Journal Jurnal Inovasi Pendidikan Ekonomi
Maretha Ika Prajawati
Faculty of Economics, UIN Maulana Malik Ibrahim Malang
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Effects of Lifestyle and Financial Literacy on the Financial Management Skill of Teenage Scouts Dewi Agustin; Maretha Ika Prajawati
Jurnal Inovasi Pendidikan Ekonomi (JIPE) Vol 14, No 2 (2024): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/011315270

Abstract

This study investigates the impact of lifestyle and financial literacy on the financial management practices of teenage scouts in Malang City. Using a quantitative approach with a descriptive-correlational design, data were gathered from 135 teenage scout respondents through questionnaires and analyzed using multiple linear regression. The findings reveal that both lifestyle and financial literacy significantly influence financial management behavior. An excessive lifestyle negatively affects financial management outcomes, whereas strong financial literacy greatly enhances financial management practices. These results highlight the critical role of early financial education, particularly within scouting, in promoting responsible financial behavior among teenagers.
Co-Authors Dewi Agustin