Article Per Year (5 Year)
p-Index From 2021 - 2026
0.882
P-Index
This Author published in this journals
All Journal Penamas: Journal of Community Service Journal of Social And Economics Research Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) journal of social and economic research
Iskandar, Fatimah Nurjannati
Unknown Affiliation
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Pentingnya literasi keuangan di pedesaan Kampung Cipeundeuy, Desa Cikarang Kabupaten Garut Selatan Iskandar, Fatimah Nurjannati
Penamas: Journal of Community Service Vol. 5 No. 1 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i1.1600

Abstract

Financial literacy is a fundamental asset for rural communities in addressing various financial challenges. Financial literacy also plays an important role in economic growth and societal circulation. Financial literacy has become a significant focus in many countries in recent years, as a good understanding of finance plays an important role in helping individuals and groups avoid mistakes in financial decision-making. One of the targets of literacy activities is in South Garut, especially in Cipeundeuy Village, Cikarang. In Cipendeuy Village, economic businesses are owned by individuals and groups ranging from agriculture, such as rice, sugar, coffee, fruits, and plants. Community service activities through financial literacy aim to find potential knowledge related to basic finance that is still inadequate. This activity provides new knowledge for the community in understanding the ability to plan finance properly and correctly, understand the concept of investment and long-term savings, understand rights and obligations and believe that the selected financial products and services can improve community welfare, and avoid financial activities that are not by applicable regulations. Based on the results of the socialization regarding financial literacy, from 50 participants who previously understood financial literacy, 35 people became 50 participants.
ANALYSIS OF THE IMPACT OF EDUCATION COSTS ON SCHOOL SELECTION DECISIONS AT VOCATIONAL HIGH SCHOOL DEPARTMENTS IN THE GREATER BANDUNG METROPOLITAN AREA Yusnaini, Yusnaini; Iskandar, Fatimah Nurjannati
Journal of Social and Economics Research Vol 7 No 1 (2025): JSER, June 2025
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v7i1.924

Abstract

This study aims to analyze the impact of education costs on the decision to become a student at a Vocational High School (SMK) majoring in Visual Communication Design (DKV) in the Greater Bandung Metropolitan area. The background of this study shows an imbalance between the increasing number of SMKs and the number of students, especially in the DKV department which actually experiences a low participation rate. People tend to be reluctant to choose SMK DKV because of the perception that the high cost of education is not commensurate with the benefits obtained, such as job prospects after graduation. This study uses a quantitative approach with a survey method of the entire population of SMK DKV students in the area, totaling 191 people. The results of the analysis show that education costs have a positive and significant influence on the decision to become a student, both partially and simultaneously with other variables such as the quality of educational services, institutional image, and social media marketing. Education costs are proven to be one of the main considerations in the process of evaluating alternative schools and decision-making by prospective students. These findings reinforce the importance of transparency and education cost policies that are balanced with the value of benefits in order to increase public interest in vocational education, especially in the field of visual communication design.
ANALYSIS OF THE IMPACT OF EDUCATION COSTS ON SCHOOL SELECTION DECISIONS AT VOCATIONAL HIGH SCHOOL DEPARTMENTS IN THE GREATER BANDUNG METROPOLITAN AREA Yusnaini, Yusnaini; Iskandar, Fatimah Nurjannati
Journal of Social and Economics Research Vol 7 No 1 (2025): JSER, June 2025
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v7i1.924

Abstract

This study aims to analyze the impact of education costs on the decision to become a student at a Vocational High School (SMK) majoring in Visual Communication Design (DKV) in the Greater Bandung Metropolitan area. The background of this study shows an imbalance between the increasing number of SMKs and the number of students, especially in the DKV department which actually experiences a low participation rate. People tend to be reluctant to choose SMK DKV because of the perception that the high cost of education is not commensurate with the benefits obtained, such as job prospects after graduation. This study uses a quantitative approach with a survey method of the entire population of SMK DKV students in the area, totaling 191 people. The results of the analysis show that education costs have a positive and significant influence on the decision to become a student, both partially and simultaneously with other variables such as the quality of educational services, institutional image, and social media marketing. Education costs are proven to be one of the main considerations in the process of evaluating alternative schools and decision-making by prospective students. These findings reinforce the importance of transparency and education cost policies that are balanced with the value of benefits in order to increase public interest in vocational education, especially in the field of visual communication design.
RELEVANSI TEORI MODIGLIANI DAN MILLER TERHADAP STRUKTUR MODAL DAN NILAI PERUSAHAAN PADA INDUSTRI KAFE DI INDONESIA Nawangwulan, Irma; Iskandar, Fatimah Nurjannati; Kartini, Titin Nurjannati; Anantadjaya, Samuel PD; Buchory, Herry Achmad
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 10 No 1 (2026): ON GOING
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v10i1.6798

Abstract

Industri kafe di Indonesia berkembang pesat dan semakin kompetitif, sehingga keputusan pendanaan dan pengelolaan struktur modal menjadi sangat penting bagi kelangsungan usaha. Penelitian ini membahas relevansi Teori Modigliani dan Miller (M&M) dalam menjelaskan hubungan antara struktur modal dan nilai perusahaan pada industri kafe, yang dikenal memiliki kebutuhan modal tinggi, margin tipis, dan pendapatan yang fluktuatif. Dengan pendekatan deskriptif kualitatif, studi ini mengkaji teori struktur modal klasik dan modern, serta menerapkan analisis pada kondisi industri kafe Indonesia. Hasil penelitian menunjukkan bahwa meskipun teori awal M&M menyatakan struktur modal tidak memengaruhi nilai perusahaan pada pasar sempurna, revisi konsep yang memperhitungkan pajak lebih sesuai dengan kondisi nyata. Penggunaan utang memang memberikan manfaat penghematan pajak, tetapi bagi industri kafe, utang berlebihan justru meningkatkan risiko finansial. Karena itu, perusahaan perlu menjaga keseimbangan antara utang dan ekuitas. Studi kasus Kopi Kenangan memperlihatkan bahwa pendanaan ekuitas dari investor ventura lebih efektif untuk mendukung ekspansi cepat sambil menjaga fleksibilitas keuangan. Faktor modern seperti perilaku manajer, persepsi investor, dan komitmen ESG juga memengaruhi keputusan struktur modal. Secara keseluruhan, teori M&M tetap relevan jika diadaptasi pada kondisi industri kafe Indonesia yang dinamis dan berisiko tinggi.
Co-Authors Anantadjaya, Samuel PD Herry Achmad Buchory Kartini, Titin Nurjannati Nawangwulan, Irma Yusnaini Yusnaini