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All Journal Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Akuntansi Keuangan Dan Perpajakan
Baharudin Rachman
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Economics, Econometrics & Finance Other

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Impact Migrasi Aplikasi BSI Mobile Ke BYond By BSI: Untuk Nasabah Bank Syariah Indonesia (BSI) KCP Jember Karimata Muhammad Ahsanul Imam; Erfan Efendi; Baharudin Rachman; Aldila Ersaputri; Wildan Khisbullah Suhma
Jurnal Akuntansi Keuangan Dan Perpajakan | E-ISSN : 3063-8208 Vol. 1 No. 3 (2025): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

The development of information and communication technology has brought significant transformation in the banking sector, especially through the introduction of mobile banking services. Bank Syariah Indonesia (BSI) became a pioneer with the launch of BSI Mobile in February 2021, which allows customers to make banking transactions easily through smartphones. However, to improve the quality of service, BSI launched a new application, BYond by BSI, as a replacement for BSI Mobile. The app is designed to provide a more modern, fast, and efficient digital banking experience, as well as integrate social and spiritual features, such as zakat services and prayer timers. This study aims to analyze the impact of the migration from BSI Mobile to BYond by BSI on consumer comfort and satisfaction at BSI KCP Jember Karimata. The research method used is qualitative descriptive with direct observation. The results of the study show that BYond by BSI has managed to attract more than 3 million active users in the two months after the launch, which reflects the positive response from customers. This transformation is in line with the government's commitment to encourage digitalization in the Islamic banking sector and is expected to strengthen BSI's position as a leading Islamic bank in Indonesia, with a target of reaching 10 million users by the end of 2025.
DINAMIKA KEBIJAKAN MONETER DALAM MENGENDALIKAN INFLASI DAN MENDORONG PERTUMBUHAN EKONOMI Abd. Rosit, Siva Indana Arisanti; Baharudin Rachman; Rini Puji Astuti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 5 (2025): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM) Mei
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i5.4675

Abstract

This study aims to analyze the dynamics of monetary policy in controlling inflation and promoting economic growth in Indonesia. The research problem focuses on assessing the effectiveness of monetary policy instruments such as benchmark interest rates, reserve requirements, and open market operations in achieving price stability while encouraging national economic growth. A qualitative literature review method was employed, combining findings from previous studies, official reports from Bank Indonesia, and relevant secondary data. The results indicate that the implementation of monetary policy, particularly through the inflation targeting framework and innovations such as the BI 7-Day Reverse Repo Rate, has contributed to reducing inflation and maintaining sustainable economic growth. Furthermore, the synergy between monetary policy and fiscal policy has strengthened Indonesia’s macroeconomic stability. The study concludes that the effectiveness of monetary policy depends on the accuracy of instruments, the credibility of the monetary authority, and the coordination across policies to address both domestic and global economic dynamics.
Co-Authors Abd. Rosit, Siva Indana Arisanti Aldila Ersaputri Erfan Efendi Muhammad Ahsanul Imam Rini Puji Astuti Wildan Khisbullah Suhma