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All Journal Wadiah : Jurnal Perbankan Syariah Yurisprudentia: Jurnal Hukum Ekonomi
Zulaiha, Habibah
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Religion Humanities Economics, Econometrics & Finance

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ANALISIS YURIDIS NORMATIF TERHADAP PERJANJIAN HUTANG PIUTANG Zulaiha, Habibah
WADIAH Vol. 1 No. 1 (2017): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v1i1.1275

Abstract

Credit agreement with fiduciary guarantee is not a guarantee based on the law, but is born because it must be agreed in advance between the bank as the creditor with the customer as the debtor. The purpose of this study is to know the Normative JuridicalAnalysis to Against Debt Agreement On BFI FINANCE KEDIRI. The focus of attention in the issue of fiduciary security is if the debtor is defaulted. In the contract law if the debtor does not fulfill the contents of the agreement or does not do the things that have been agreed, then the debtor has defaulted with all legal consequences. Law Number 42 Year 1999 on Fiduciary Guarantee does not recognize the term of default, but uses the term Promise Injury AbstrakPerjanjian kredit dengan jaminan fidusia bukan merupakan hak jaminan yang lahir berdasarkan undang-undang, melainkan lahir karena harus diperjanjikan terlebih dahulu antar bank selaku kreditur dengan nasabah selaku debitur. Tujuan Penelitian Iniadalah mengetahui Analisis Yuridis Normatif Terhadap Perjanjian Hutang Piutang Pada BFI FINANCE KEDIRI. Fokus perhatian dalam masalah jaminan fidusia adalah apabila debitur wanprestasi. Dalam hukum perjanjian apabila debitur tidak memenuhi isi perjanjian atau tidak melakukan hal-hal yang telah diperjanjikan, maka debitur tersebut telah wanprestasi dengan segala akibat hukumnya. Undang-Undang Nomor 42 Tahun 1999 tentang Jaminan Fidusia tidak mengenal istilah wanprestasi, melainkan menggunakan istilah Cidera Janji. Metode penelitian menggunakan penelitian Yuridis Normatif. Pada metode ini bahwa didasarkan pertimbangan spesialisasi penelitiannya termasuk deskriptif analisis yaitu memaparkan pembahasan-pembahasan kajian untuk mendapatkan kepastian hukum yang terkait dengan perjanjian hutang piutang antara perusahaan pembiayaan dengan nasabahnya, dihubungkan dengan peraturan perundangan dan praktek hukum perdata dan fidusia. Pemerintah telah mengeluarkan kebijakan dengan memberikan perlindungan dan kepastian hukum bagi konsumen melalui Undang-Undang No.8 Tahun 1999 tentang Perlindungan Konsumen. Beberapa hal yang penting dalam perlindungan konsumen tercantum dalam pasal-pasal dari undang-undang ini. Saran bagi masyarakat pelaksanaan perjanjian fidusia sebaiknya di baca terlebih dahulu isi perjanjiannya seperti apa, konsumen harus pandai memilih perusahaan pembiayaan yg sesuai prosedur atau malah sebaliknya. Sekiranya dapat dipahami dengan sebenar-benarnya agar tidak terjadi kesalahan persepsi yang dapat merugikan masyarakat karena kesalahan dalam mengambil suatu keputusan. Kata Kunci: Perjanjian Fidusia, UU Perlindungan Konsumen
DINAMIKA PEMBAGIAN HARTA WARISAN PERSPEKTIF SYARIAT ISLAM DAN ADAT Rahman, Rahman; Zulaiha, Habibah; Maulana, Ahmad Mu’is; S.Pd.I., M.Sy, Taupiq; Siregar, Sawaluddin
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.11106

Abstract

The people of Angkola Muaratais sub-district are predominantly Muslim and are identical in their customs, so when distributing inheritance, the community is done in a variety of ways, including how to determine the number of shares for each heir, the law used in dividing inheritance, determining who has the right. become the heir, the time and settlement carried out in the distribution of inherited assets. The research used is an empirical legal research method or what is known as socio-legal research, which only places law as a social phenomenon, thus, the law is viewed from the outside only which focuses on the behavior of individuals or society about the law, such as this research, namely Division Settlement. Inherited Assets in the Angkola Muaratais Community. The findings in this research are that there are three legal systems applied in the distribution of inherited assets, namely distribution by customary law, division by Islamic Law, and Civil Law (BW). The peaceful settlement of the distribution of inheritance among the community occurs because it contains goodness, by the principles of kinship and the values of justice adhered to by the local community. The factors that influence people to make peace before and after knowing their respective parts are social factors, cultural factors, educational, economic, and religious factors.
Co-Authors Maulana, Ahmad Mu’is Rahman Rahman S.Pd.I., M.Sy, Taupiq Siregar, Sawaluddin