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All Journal Banco: Jurnal Manajemen dan Perbankan Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Nur Saidy, Emily
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Zakat, Infaq, and Sedekah (ZIS) Management in Economic Recovery in Makassar Indonesia: A Cross-Cultural Perspective from Turkey and Egypt Nur Saidy, Emily; Mahsyar, Nun Maziyah; Ashraf, Amal
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 7 No 1 (2025): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v7i1.9470

Abstract

Purpose – This study examines the distribution and effectiveness of ZIS (Zakat, Infak, and Sedekah) funds in revitalizing the mustahik economy in the post-pandemic period. Method – Employing a qualitative phenomenological approach, this research explores the lived experiences of stakeholders while drawing comparisons with the zakat systems implemented in Egypt and Turkey. Findings – The study reveals that, while ZIS distribution in Makassar has positively impacted many beneficiaries, its effectiveness in fostering sustainable economic growth remains constrained by limited funding and a lack of capacity-building programs. Lessons from Egypt and Turkey—such as adopting digital platforms for enhanced transparency and efficiency and fostering institutional collaboration to increase public trust—offer actionable insights for improving the ZIS system in Makassar. Practical Implications – This study provides a global perspective on optimizing ZIS fund utilization to support economic recovery, with practical recommendations for policymakers and zakat institutions. Originality/Value – By adopting a comparative and cross-cultural approach, this study offers unique insights into the distribution and effectiveness of ZIS funds in a post-pandemic context, contributing to the broader discourse on zakat system improvement.
Pendistribusian Dana Zakat , Infaq, dan Sedekeah (ZIS) dalam Memulihkan Perekonomian Mustahik Pasca Pandemi Covid-19 di Kota Makassar Nur Saidy, Emily
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6011

Abstract

The Covid pandemic had a negative impact on the MSME sector. Moreover, after COVID-19, MSMEs are facing the problem of rising prices, so they need additional capital to survive. The National Zakat Amil Agency (BAZNAS) of Makassar City, through its productive assistance program, is helping MSMEs to recover and improve their welfare as a result of the COVID-19 pandemic obtained from Zakat, Infaq, and Alms funds. This research aims to analyze the distribution of ZIS funds carried out by BAZNAS Makassar City and see the effectiveness of ZIS funds in restoring the mustahik economy after the Covid-19 pandemic. This research is qualitative research with a phenomenological approach. Determining the data source for respondents was carried out purposively. The results show that the distribution of ZIS funds after the pandemic is similar to during the pandemic. It's just that aid recipients have increased compared to after the pandemic. Distributing Zakat, Infaq, and Alms funds through productive assistance programs could be more effective in developing post-pandemic mustahik businesses.
Co-Authors Ashraf, Amal Mahsyar, Nun Maziyah