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All Journal El-Barka: Journal of Islamic Economics and Business Journal of Islamic Economics
Khoirunnisa, Farah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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Maqasid Sharia Analysis of The Welfare Level of Muslim’s Ceramic Craft in Plered Purwakarta Sunjoto, Arie Rachmat; Khoirunnisa, Farah; Afif, Mufti
Journal of Islamic Economics (JoIE) Vol. 3 No. 1 (2023)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v3i1.6271

Abstract

Introduction: The activity of making ceramics is a work that has been passed down from generation to generation from the ancestors of the Plered people until now. Amid its existence, the number of craftsmen in 2019 decreased to 163 from the previous number of 205 craftsmen. This study aims to determine Muslim ceramic craftsmen’s welfare level in the review maqaá¹£hid syari'ah in Plered District, Purwakarta Regency. Research Methods: Research data sources are primary and secondary data. A sample of 114 craftsmen was obtained through the Simple Random Sampling technique. Data collection techniques are observation, documentation, and questionnaires. The analysis technique used is a quantitative descriptive analysis technique with a percentage formula through a Likert scale assessment tool. Results: The results of this study indicate that overall Muslim ceramics craftsmen who are classified as high welfare criteria are 38 people (33.3%), 74 people (64.9%) are at the moderate welfare level, 2 people (1.8%) are classified as low welfare level, and there are no craftsmen with very low or very high welfare criteria. The determinants of the level of welfare of Muslim ceramic craftsmen are through hifdzu din, hifdzu nafs, hifdzu 'aql, hifdzu nasl, and hifdzu maal. In this case, the indicator of asset maintenance (hifdzu maal) the majority of craftsmen belong to the highest welfare criteria compared to other indicators, which is 95 people (83.3%).
The Role of Cash Waqf Linked Sukuk based on Mudarabah Contract (Trustee-Partnership) as MSME Capital Solution Humaidi, Muchtim; Syamsuri, Syamsuri; Khoirunnisa, Farah
El-Barka Journal of Islamic Economics and Business Vol. 6 No. 1 (2023)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v6i1.3550

Abstract

This study tries to present a capital solution for MSMEs through the Cash Waqf Linked Sukuk instrument with a mudharabah contract. When viewed from Mandiri Institute data in June 2021 regarding the causes of MSMEs closing their businesses, the main factor was caused by business capital problems with the highest percentage of respondents, namely 45%. Based on these problems, waqf is considered the best mechanism for funding MSME projects. Moreover, waqf has been growing and giving birth to new innovations, namely the Cash Waqf Linked Sukuk (CWLS) program. It can be seen from the increase in the SW-001 series CWLS product with the use of investment returns that have succeeded in providing recovery to the BMM and SME programs by providing capital financing to 100 MSMEs. The method used in this research is descriptive qualitative with a library research approach. The data taken is secondary data in the form of readings sourced from books, magazines, or other sources from various literatures. This study found that cash waqf sukuk based on mudharabah contracts are not the same as mudharabah schemes in general. To solve the MSME capital problem, it is recommended to use the waqf link mudharabah model which can be carried out by synergizing between Islamic microfinance institutions that work together with social institutions or successful Muslim entrepreneurs/entrepreneurs. This social agency acts as a gathering place for MSMEs that need capital as well as a facilitator and supervisor to provide business training and assistance, including aspects of management and fiqh muamalah maaliyah.
Co-Authors Humaidi, Muchtim Mufti Afif Sunjoto, Arie Rachmat Syamsuri