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All Journal International Journal of Multidisciplinary: Applied Business and Education Research
Batingal, Ace Virgel T.
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology

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Describing the Buying Behavior of Bank Personnel and their Customer Satisfaction Lingo-lingo, Shane Kylah T.; Dela Cruz, Leo Mart A.; Codera, Chammilou T.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 2 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.02.34

Abstract

The study aims to describe the buying behavior of male and female bank personnel and their customer satisfaction. The buying behavior represents three indicators: perceived benefits, domain of specific innovativeness, and shopping orientation. This study utilizes a descriptive correlational approach, which focuses on describing the significant relationship between the two variables: buying behavior and customer satisfaction. The data of the study is collected using a survey questionnaire distributed to 106 participants in each selected bank. The study’s findings reveal that male and female bank personnel have high impulsivity in terms of perceived benefits, domain of specific innovativeness, and shopping orientation, but male bank personnel have low impulsivity in terms of the domain of specific innovativeness. It also indicates that male and female bank personnel are satisfied with purchasing online; positive product reviews attract them, and the thing that male and female bank personnel are unsatisfied with is the use of credit cards to purchase online. Findings indicate a significant relationship between buying behavior and customer satisfaction of male and female but with a low correlation for male and a moderate correlation for female and indicates no significant difference between the buying behavior of male and female bank personnel. Therefore, male and female bank personnel show an interest in and are highly impulsive in purchasing online.
Exploring the Experiences of Women Entrepreneurs in Pagadian City Tan-awon, Grizzel Kate; Baldado, Laurence E.; Santillan, Joseph Angelo Maio P.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.04.32

Abstract

This study explores the experiences of women entrepreneurs in Pagadian City, focusing on their challenges, motivations, and achievements. Women entrepreneurs play a vital role in the local economy, yet they often face unique struggles that require perseverance and innovation. Through interviews and observations, this research examines their personal and professional journeys, shedding light on the factors that influence their entrepreneurial ventures. The findings reveal that women entrepreneurs in Pagadian City encounter various challenges, including financial limitations, intense market competition, and societal expectations regarding gender roles. Despite these obstacles, many have demonstrated resilience and adaptability, utilizing innovative strategies to grow their businesses. Support systems, such as family, community networks, and local organizations, play a significant role in their success. This study also uncovers the motivations that drive these women to pursue entrepreneurship, such as achieving financial independence, fulfilling personal aspirations, and providing for their families. Their stories reflect the importance of empowerment, determination, and creativity in overcoming barriers and building sustainable enterprises. The insights from this research aim to inspire aspiring women entrepreneurs and encourage policymakers and organizations to create initiatives that address the needs of women-owned businesses. By fostering a supportive environment, these efforts can contribute to the growth of the local economy and promote gender equality in entrepreneurship.
Success Stories of Subanen Entrepreneurs: A Narrative Inquiry Candia, Dain Kreser B.; Henteroliso, Felene Mabelle; Nacion, Ma Theresa S.; Ornopia, Bryle Christian V.; Batingal, Ace Virgel T.; Sumicad Jr., Eligen H.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 5 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.05.06

Abstract

This narrative inquiry investigates the success stories of Subanen entrepreneurs in Zamboanga del Sur, Philippines, addressing the research gap of limited localized studies on this specific indigenous group's entrepreneurial experiences. The study explores how cultural values, traditions, and socio-economic contexts influence their entrepreneurial success, highlighting the importance of cultural preservation alongside business innovation.
Exploring The Utilization of Micro-Loans among Livestock Farmers Jure, Roshell U.; Magsayao, Shela Mae C.; Tan, Kent Jasper L.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.01

Abstract

This study explores how microloans are helping livestock farmers in Pagadian City, Zamboanga del Sur, Philippines. For many small-scale farmers, traditional banks are out of reach microloans fill that gap by offering accessible financing to support their agricultural activities. These loans have become a valuable tool for rural development, giving farmers a chance to invest in their farms, improve productivity, and increase income. To understand how microloans are used and how effective they are, the study combined survey responses and interviews with local farmers, along with insights from microfinance institutions. It looked into how loans are approved, how they're used, and what challenges farmers face particularly with repayment and access to reliable information. The findings show that microloans have made a real difference. Farmers used the funds to buy healthier livestock, upgrade their facilities, and improve overall farm output. But not everything worked perfectly. Some struggled with strict repayment terms, and others didn’t fully understand how to access or manage these financial tools. The study offers practical recommendations for policymakers, lenders, and farmers. These include introducing more flexible repayment options, improving farmer education about loan programs, and encouraging better coordination between lenders and agricultural support services. This research provides meaningful insights into how microloans can be made more effective. It points the way toward smarter policies and programs that can help small farmers thrive and contribute more fully to sustainable rural development.
Co-Authors Baldado, Laurence E. Candia, Dain Kreser B. Codera, Chammilou T. Dela Cruz, Leo Mart A. Henteroliso, Felene Mabelle Jure, Roshell U. Lingo-lingo, Shane Kylah T. Magsayao, Shela Mae C. Nacion, Ma Theresa S. Ornopia, Bryle Christian V. Santillan, Joseph Angelo Maio P. Sumicad Jr., Eligen H. Tan, Kent Jasper L. Tan-awon, Grizzel Kate