Rahmawati Khoiriyah
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Pengaruh Ekspektasi Kinerja, Ekspektasi Upaya, Kondisi yang Memfasilitasi dan Kepercayaan terhadap Penggunaan Aplikasi investasi IPOT Mufidha Riska; Rahmawati Khoiriyah; Budy Prihastoro
Jurnal Ekonomi Islam Vol 3 No 2 (2024): August 2024
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/iefj.v3i2.145

Abstract

The era of advances in information technology has caused a shift in business operations towards digital platforms, including the capital market. Capital market transactions on the Indonesia Stock Exchange (BEI) can be done online via the IPOT platform. In Indonesia the IPOT platform is the most popular application. The aim of this research was to measure behavior in using the IPOT application using the UTAUT approach. Using multiple linear regression analysis with a population of 3rd semester Faculty of Economics and Business students with a sample of 86 respondents taken with the criteria of having opened an account or used the IPOT investment application. The research results state that partially the variables of performance expectations and trust influence behavior in using the IPOT investment application. Meanwhile, business expectations and facilitating conditions have no effect on behavior in using the IPOT investment application.
Analysis of The Effect Financial Ratios as Basis For Measuring Financial Performance in Bank Syariah Indonesia Nadiyah Yusriyyah; Rahmawati Khoiriyah
Muhasabatuna : Jurnal Akuntansi Syariah Vol. 6 No. 1 (2024): Juny
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/muhasabatuna.v6i1.2667

Abstract

Bank Syariah Indonesia was formed through the consolidation of PT Bank BRIsyariah Tbk, PT Bank Syariah Mandiri, and PT Bank BNI Syariah.   Bank Syariah Indonesia aims to establish a sharia-compliant bank that will be a source of national pride, stimulate economic growth, and enhance the well-being of the broader community. The funds originate from the revenue generated by the profit sharing mechanism.   The presence of several rivals and the prevailing economic uncertainties in Indonesia contribute to the instability observed in the banking sector. Hence, it is imperative to evaluate the financial performance of Bank Rakyat Indonesia Syariah by employing ratio analysis to analyze its financial performance.   This study use computations generated from financial statement data. The tests employed include classical assumption tests, multiple linear analysis research models, and simultaneous tests for coefficients of determination. The findings indicated a partial impact on the Current Ratio.