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All Journal Journal on Education Innovative: Journal Of Social Science Research
Sihaloho, Esra Sparia
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Humanities Computer Science & IT Education Law, Crime, Criminology & Criminal Justice Public Health Other

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Analisis Pelaksanaan Batas Maksimum Pemberian Kredit (BMPK) dan Implikasinya terhadap Kesehatan Bank: Tinjauan Literatur Sihaloho, Esra Sparia; Syeba Rajagukguk, Rahel Rut; Sinaga, Ester Novianti; Sinaga, Angel Febriyanti; Siallagan, Hamonangan; Hasugian, Christnova

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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v7i2.8334

Abstract

This study aims to analyze the implementation of the Legal Lending Limit (LLL) in the banking sector and its implications for bank health. Legal Lending Limit (LLL) is a regulation set by Bank Indonesia and the Financial Services Authority to control concentration risk in lending, which aims to maintain financial system stability and public confidence in banks. Through the literature study method, this research identifies various challenges in the implementation of Legal Lending Limit (LLL), including the impact of economic fluctuations and the need for wider access to financing. The results show that while Legal Lending Limit (LLL) serves as a risk control tool, its implementation requires a deep understanding from banks and financial institutions to achieve a balance between risk control and credit provision. The study recommends improved education and training for relevant parties as well as the development of more responsive policies from banking authorities. The findings are expected to provide insights for the development of healthier and more sustainable banking practices.
Penerapan Material Flow Cost Accounting (MFCA) Dan Akuntansi Manajemen Lingkungan Untuk Pengurangan Limbah Dan Peningkatan Kinerja Lingkungan Panggabean, Solomon Slow; Doloksaribu, Ardin; Rajagukguk, Rahel Rut Syeba; Sihaloho, Esra Sparia; Sagala, Agnes Agustina
Innovative: Journal Of Social Science Research Vol. 4 No. 4 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i4.12958

Abstract

The purpose of this study is to analyze waste reduction and environmental performance improvement after the implementation of Material Flow Cost Accounting (MFCA) and Environmental Management Accounting. The type of research method used in writing this scientific work is the literature study method. The results of this study indicate that Material Flow Cost Accounting can assist companies in identifying and optimizing processes that have the potential to generate waste, thereby minimizing negative impacts on the environment and improving environmental performance. The company can build public and stakeholder trust in the company's business practices requiring transparency in environmental management through MFCA. Companies in implementing MFCA will show their concern for the environment and can support the sustainability of the company to continue to innovate and gain profits in the company.
Co-Authors Doloksaribu, Ardin Hamonangan Siallagan Hasugian, Christnova Panggabean, Solomon Slow Rajagukguk, Rahel Rut Syeba Sagala, Agnes Agustina Sinaga, Angel Febriyanti Sinaga, Ester Novianti Syeba Rajagukguk, Rahel Rut