Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal Journal of Artificial Intelligence and Digital Business Law and Economics International Journal Of Synergi In Law, Criminal And Justice
Fauzan , Fauzan
Unknown Affiliation
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
The impact of financial ratios on bank profitability: evidence from idx (2021-2023) Sari, Karima; Fauzan , Fauzan
Law and Economics Vol. 19 No. 2 (2025): June: Law and Economics
Publisher : Institute for Law and Economics Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/laweco.v19i2.145

Abstract

: This study examines the impact of Non-Performing Loans (NPL), the Operating Expenses to Operating Income Ratio (BOPO), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR), and Capital Adequacy Ratio (CAR) on Return on Assets (ROA) in banking institutions listed on the Indonesia Stock Exchange (IDX) from 2021 to 2023. Employing a quantitative research methodology, this study utilizes purposive sampling to select banks based on operational status and financial performance, with secondary data sourced from annual reports and financial statements. The research applies multiple regression analysis to examine relationships between variables, alongside classical assumption tests to ensure model validity. The findings reveal that NPL and BOPO have a significant negative effect on ROA, indicating that higher NPL increases credit risk and reduces profitability, while inefficient operations lower financial performance. Conversely, NIM positively and significantly affects ROA, suggesting that higher NIM enhances earnings from productive assets. However, LDR and CAR do not exhibit a significant impact, implying that credit distribution and capital adequacy do not directly influence profitability. Given these findings, future research should incorporate additional factors such as managerial efficiency, capital structure, and macroeconomic conditions while adopting qualitative approaches for deeper insights. For the banking sector, enhancing credit risk management, improving operational efficiency, and optimizing NIM are critical for sustained profitability. This study provides valuable insights for banking stakeholders and serves as a reference for further research on profitability determinants in the banking industry.
LEGAL STUDY ON THE EXTENSION OF THE TERM OF OFFICE OF VILLAGE HEAD AND ITS IMPLICATIONS ON THE STABILITY OF VILLAGE GOVERNMENT Henny Simarmata; Abdul Rahman Maulana Siregar; Fauzan , Fauzan
International Journal of Synergy in Law, Criminal, and Justice Vol. 2 No. 1 (2025): SLP-IJSLCJ
Publisher : PT. Sinergi Legal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70321/ijslcj.v2i1.105

Abstract

The extension of the village head's term of office has become an interesting issue in the dynamics of legal politics in Indonesia, considering its crucial role in the stability of village government. The change in term of office from 6 to 9 years has raised a debate between government effectiveness and democratic principles. Supporters argue that this extension increases the stability and sustainability of village development, while opponents consider it to be risky to strengthen patronage politics and hinder leadership regeneration. The main focus of this study is to analyze the legal basis underlying the extension of the village head's term of office and how this policy affects the stability of village government. The research method used is the normative legal method with a statutory and conceptual approach, and is supported by an analysis of various relevant regulations. Research shows that the extension of the village head's term of office has a legal basis in the changes to village government regulations that aim to improve leadership effectiveness and the sustainability of village development programs. However, this policy also raises various challenges, especially related to aspects of democracy, accountability, and control over the implementation of village government. Without a strict monitoring mechanism, extension of office can increase the risk of abuse of power and reduce community participation in the village government process.
Implementasi Kurikulum Merdeka dalam Meningkatkan Kemandirian Belajar Peserta Didik di MI Yasiska Zahraningtyas, Firda; Zuhdi, Muhammad; Fauzan , Fauzan
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.4682

Abstract

Kurikulum Merdeka dirancang dengan penekanan kuat pada pemberdayaan peserta didik, yang terutama bertujuan untuk menumbuhkan kemampuan mereka dalam belajar secara mandiri. Kurikulum ini memperkenalkan perspektif baru tentang proses pembelajaran dengan menempatkan siswa sebagai subjek aktif  yang diharapkan dapat meningkatkan otonomi siswa dalam belajar. Secara umum, Pendidikan sekolah dimaksudkan untuk memelihara keterampilan siswa sehingga semua tujuan Pendidikan dapat tercapai. Pembelajaran mandiri dipandang sebagai faktor penting yang berkontribusi terhadap keberhasilan akademik serta pembentukan keterampilan belajar sepanjang hayat. Penelitian ini bertujuan untuk mendeskripsikan implementasi Kurikulum Merdeka dalam meningkatkan kemandirian belajar siswa, dengan fokus pada: (1) Strategi guru dalam meningkatkan kemandirian belajar, (2) Strategi keberlanjutan program kemandirian belajar, dan (3) Evaluasi kemandirian belajar siswa. Peneliti bermaksud untuk mencari tahu tantang yang dihadapi selama proses pembelajaran dan mengidentifikasi solusi potensial untuk meningkatkan pembelajaran yang lebih efektif dan kemandirian siswa yang lebih besar. Penelitian ini menggunakan pendekatan kualitatif dengan desain studi kasus. Teknik pengumpulan data meliputi wawancara, observasi, dan dokumentasi yang melibatkan kepala sekolah dan guru. Hasil penelitian menunjukkan bahwa implementasi Kurikulum Merdeka di MI yasiska mampu meningkatkan kemandirian belajar siswa melalu pembelajaran interaktif yang didukung perangkat teknologi seperti Chromebook dan koneksi internet. Chromebook membantu siswa mengakses sumber daya Pendidikan digital secara mandiri, meningkatkan literasi digital, dan mengembangkan keterampilan belajar sepanjang hayat. Selain itu, evaluasi formatif dan sumatif yang diterapkan oleh guru membantu siswa mengenali kekuatan dan kelemahan mereka, mendorong refleksi diri, dan meningkatkan tanggung jawab terhadap proses belajar.
Co-Authors Abdul Rahman Maulana Siregar Henny Simarmata Muhammad Zuhdi Sari, Karima Zahraningtyas, Firda