Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal JURNAL LITIGASI (e-Journal) Journal of Law and Legal Reform
Tobing, David M. L.
Unknown Affiliation
Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Know Your Customer (KYC) Model: A Legal Reform Strategy to Prevent Abuse of Financial Services in Child Sexual Exploitation Transactions Zentoni; Santoso, Budi; Tobing, David M. L.; Fernando, Zico Junius
Journal of Law and Legal Reform Vol. 6 No. 1 (2025): January, 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jllr.v6i1.19651

Abstract

KYC (Know Your Customer) is a process undertaken by financial institutions to identify and verify the identity of their customers. The aim is to prevent financial crimes such as money laundering, fraud and terrorist financing. This Know Your Customer (KYC) model can be used as a strategic framework for financial institutions to prevent misuse of financial services including child sexual exploitation transactions that are rampant. The model emphasizes rigorous customer identification, verification and continuous monitoring of transactions to detect suspicious activity. By carefully understanding customer financial behavior, financial institutions can identify anomalies that may indicate illicit activities, including those related to child exploitation. Globally, financial service providers including major banks such as HSBC, JPMorgan Chase, and Citigroup, as well as digital payment platforms such as PayPal and Stripe exemplify and can play a key role in preventing child sexual exploitation. This research uses normative legal research methods. The nature of this research is descriptive-prescriptive. The result of this research states that in the future, financial institutions can implement strict KYC (Know Your Customer) policies, monitor suspicious transactions, and cooperate with law enforcement agencies from various countries. This comprehensive approach not only helps combat child exploitation, but also improves global regulatory compliance, thus maintaining the integrity of the financial system. The implementation of the KYC model involves collaboration with law enforcement and utilizes advanced technology for efficient data analysis and customer monitoring. Ultimately, this model serves to protect vulnerable populations while upholding ethical standards within the financial sector.
Mengkriminalisasi Greenwashing: Menjawab Tantangan Perlindungan Konsumen di Era Keberlanjutan: Criminalizing Greenwashing: Addressing Consumer Protection Challenges in the Era of Sustainability Zentoni; Santoso, Budi; Tobing, David M. L.
LITIGASI Vol. 26 No. 1 (2025)
Publisher : Faculty of Law, Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/litigasi.v26i1.19243

Abstract

Greenwashing is a phenomenon where companies claim their products or policies are environmentally friendly when, in reality, they are not. This phenomenon has grown alongside increasing public awareness of the importance of environmental sustainability. Greenwashing not only harms consumers who are misled by these false claims but also poses a threat to the environment by obscuring corporate responsibility toward sustainability. In the context of criminal law, greenwashing can be categorized as a serious form of environmental fraud; however, many countries still lack clear regulations to address it. As sustainability becomes a central focus across various sectors, the need for stricter regulation and legal enforcement against unethical practices like greenwashing is crucial. This research uses a normative legal method with statutory, conceptual, and comparative approaches. The findings reveal that Indonesia's criminal law is insufficient in addressing greenwashing, which harms both consumers and the environment. Comprehensive legal reform is necessary. Indonesia currently lacks specific regulations that criminalize greenwashing, making it essential to revise laws such as the Criminal Code, the Consumer Protection Law, or Environmental Law. These reforms should include clear definitions, transparent evidence standards, and strict sanctions, including criminal penalties for companies found guilty. Several countries, such as France, Germany, Canada, and Australia, have taken proactive steps by tightening regulations and law enforcement. Indonesia can learn from these countries to develop a more responsive legal system. Adopting international standards and harmonizing regulations across countries is also important to address global challenges that allow multinational companies to evade responsibility....
Co-Authors Dwi Budi Santoso Fernando, Zico Junius Zentoni