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All Journal BJRA (Bongaya Journal of Research in Accounting) Journal of Marketing Management and Innovative Business Review
Indra Santoso, Septy
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Fintech: Ilmu Akuntansi dan Manajemen Indra Santoso, Septy; Syahdan, Rinto; Mustari Mokoginta, Rena
Journal of Marketing Management and Innovative Business Review Vol. 3 No. 1 (2025): Mariobre, June 2025 (e-ISSN: 3031-4208)
Publisher : Master of Management Study Program, Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63416/mrb.v3i1.307

Abstract

Abstrak: Financial Technology (fintech) telah membawa perubahan signifikan dalam bidang akuntansi dan manajemen. Dalam akuntansi, fintech meningkatkan efisiensi pencatatan keuangan, transparansi laporan keuangan, serta akurasi dalam audit melalui penerapan teknologi seperti blockchain, kecerdasan buatan (AI), dan machine learning (ML). Sementara itu, dalam manajemen, fintech berperan dalam transformasi strategi bisnis, pengelolaan risiko keuangan, dan optimalisasi operasional perusahaan. Penelitian ini mengkaji dampak fintech dalam kedua bidang tersebut dengan merujuk pada berbagai studi ilmiah terkini. Hasil kajian menunjukkan bahwa meskipun fintech memberikan banyak manfaat, masih terdapat tantangan dalam aspek regulasi, keamanan data, dan kesiapan sumber daya manusia. Oleh karena itu, diperlukan strategi yang komprehensif dalam penerapan fintech agar dapat dimanfaatkan secara optimal di sektor akuntansi dan manajemen.
Transaksi Syariah Dan Dampaknya Terhadap Pertumbuhan Ekonomi Indonesia: Sebuah Tinjauan Literatur Indra santoso, septy; Arifuddin; Syamsuddin; Indrijawati, Aini; Dahlia, Andi Amalia; Daud, Dahniyar
Bongaya Journal of Research in Accounting (BJRA) Vol. 8 No. 1 (2025): Bongaya Journal of Research in Accounting
Publisher : STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjra.v8i1.697

Abstract

Transaksi syariah telah berkembang pesat di Indonesia seiring dengan meningkatnya kesadaran masyarakat terhadap prinsip ekonomi Islam. Penelitian ini bertujuan untuk mengkaji dampak transaksi syariah terhadap pertumbuhan ekonomi di Indonesia melalui pendekatan literature review. Berbagai studi sebelumnya menunjukkan bahwa sistem keuangan syariah memiliki kontribusi yang signifikan dalam mendukung pertumbuhan ekonomi indonesia. Adapun kajian / aspek dari transaksi Syariah berupa perbankan Syariah dan inklusi keuangan, pasar modal Syariah sebagai sumber investasi, peran fintech syariah digitalisasi keuangan serta stabilitas ekonomi dan ketahanan krisis keuangan Syariah di Indonesia.
Risk Management Practices Among Campus-Based MSMEs: A Qualitative Study at FEB Khairun University Indra Santoso, Septy; Meliana, Meliana; Syahdan, Rinto; Debeturu, Gisela S.; Buamona, Salwa Shobiha; Muhlis, Widyawati; Ruumbia, Chantika Alya; Ali, Sarmina; Fahrudin, Fitri; Arvaji, Jul; Putri, Livi Meiga
Journal of Marketing Management and Innovative Business Review Vol. 3 No. 2 (2025): Vol. 3 No. 2 (2025): Mariobre, December 2025 (e-ISSN: 3031-4208)
Publisher : Master of Management Study Program, Universitas Kristen Indonesia Paulus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63416/mrb.v3i2.418

Abstract

This study aims to explore the implementation of business risk management among Micro, Small, and Medium Enterprises (MSMEs) operating within the campus environment of Khairun University, particularly at the Faculty of Economics and Business in Ternate City. Although numerous studies have discussed risk management in MSMEs, most focus on large-scale businesses or urban commercial settings. Only a few have examined campus-based MSMEs, which operate under distinctive institutional and market constraints. This research fills that gap by investigating how MSME actors in a university setting identify, analyze, and respond to business risks. A descriptive qualitative approach was employed, using in-depth interviews and participatory observation as data collection techniques. The unit of analysis in this study consists of three culinary MSME owners operating within the canteen area of the Faculty of Economics and Business, Khairun University. The informants were selected purposively based on their active involvement in daily business management and risk-handling practices. The findings reveal that effective risk management contributes positively to business sustainability, particularly in strategic decision-making and financial control. The scientific contribution (novelty) of this study lies in its focus on campus-based MSMEs, a context rarely explored in previous risk management literature. The study expands theoretical understanding of how the campus business environment—with its limited market scope and dependence on academic communities—shapes MSME risk management behavior. Furthermore, it provides a conceptual foundation for developing adaptive training and mentoring models to strengthen risk preparedness among MSMEs operating in higher education environments.
Co-Authors Ali, Sarmina ARIFUDDIN Arvaji, Jul Buamona, Salwa Shobiha Dahlia, Andi Amalia Daud, Dahniyar Debeturu, Gisela S. Fahrudin, Fitri Indrijawati, Aini Meliana Meliana Muhlis, Widyawati Mustari Mokoginta, Rena Putri, Livi Meiga Ruumbia, Chantika Alya Syahdan, Rinto Syamsuddin