Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Research Horizon
Lifinda Ayuning Putri , Intan
Unknown Affiliation
Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Non-Performing Financing Syariah: A Paradigm Analysis of Capital Adequacy Ratio and Finance to Deposit Ratio Lifinda Ayuning Putri , Intan; Jazuli , A Muhamad; Aji , Suseno
Research Horizon Vol. 5 No. 2 (2025): Research Horizon - April 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.2.2025.497

Abstract

This study aims to examine the effect of Capital Adequacy Ratio (CAR) and Finance to Deposit Ratio (FDR) on Non-Performing Financing (NPF) moderated by return on assets (ROA). The sample of this research is Islamic banking registered with the Financial Services Authority in 2019-2023. This study uses multiple linear regression data analysis techniques with SPSS. The results showed that CAR has a positive effect on NPF while FDR has no effect on NPF. ROA only moderates the relationship between CAR and NPF. The results of this research can be a means of highlighting the effectiveness of NPF which can be improved through CAR and strengthened with ROA so that it can contribute to corporate banking as a whole.
Co-Authors Aji , Suseno Jazuli , A Muhamad