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All Journal Majalah Ilmiah Warta Dharmawangsa Journal of Innovative and Creativity
Hasanah, Imma Rahmani
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Biochemistry, Genetics & Molecular Biology Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALISIS YURIDIS PERLINDUNGAN DATA PRIBADI PENUMPANG DALAM SISTEM PEMESANAN TIKET PESAWAT UDARA Hasanah, Imma Rahmani
Jurnal Warta Dharmawangsa Vol 19, No 2 (2025)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wdw.v19i2.6284

Abstract

Penyelesaian Pembebanan Hak Tanggungan Atas Tanah Yang Belum Bersertifikat Ditinjau Dari Undang-Undang Nomor 4 Tahun 1996: Studi Kasus Pada PT. Bank Pembangunan Daerah Jawa Barat Dan Banten TBK Di Jakarta Handayani, Kalis Sry; Hasanah, Imma Rahmani
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

The research examines the legal aspects of encumbering land that is not yet certified with a security right (Hak Tanggungan/HT) as a bank loan guarantee, along with the legal protection for creditors in case of debtor default. Legally, the encumbrance of HT on uncertified land is possible according to Article 10 paragraph (3) of the HT Law (UUHT). However, the results of the normative juridical and empirical study indicate that implementation faces administrative constraints , such as the lengthy certification process, lack of resources in the land office, and the uncertainty of registration time. This situation potentially weakens the legal protection for creditors before the HT is officially registered. Therefore, the research recommends mitigation steps for banks , including ensuring the HT registration process and land certification are executed concurrently with the drafting of the Deed of Granting Security Right (APHT), and strengthening the role of the notary and PPAT (Land Deed Officials) to guarantee the legality and legal certainty of the collateral encumbrance.
Co-Authors Handayani, Kalis Sry