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All Journal Jurnal Simki Economic Journal of Economics Education
Putri, Ella Meiza
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Economics, Econometrics & Finance Education Social Sciences

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ANALISIS PENYEBAB DAN UPAYA KRISIS MONETER YANG DILAKUKAN PARA PEMERINTAH SAAT KRISIS GLOBAL TAHUN 2008 Sani, Ratna Tiara; Agustin, Melandia; Mardiana, Raseta; Putri, Adelia; Putri, Ella Meiza; Pradana, Arjuna Putra
Jurnal Pendidikan Ekonomi Vol 2 No 1 (2023): Mei
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jeec.v2i1.22676

Abstract

Di era globalisasi ini semakin terintegrasinya perekonomian yang sejalan dengan teknologi informasi. Dalam kurun waktu yang sangat singkat, krisis keuangan yang terjadi di Amerika Serikat dengan sangat cepat merambak ke negara-negara lain sehingga berkembang menjadi masalah yang cukup serius yang menimbulkan pengaruh keuangan ekonomi. Krisis 2008 ini merupakan krisis keuangan global yang sangat buruk dalam kurun waktu 80 tahun terakhir. Krisis yang awalnya dialami karena subprime mortgage di Amerika Serikat ternyata berpengaruh pada dunia internasional. Oleh karena itu, para pemimpin negara mengupayakan agar krisis dapat diminimalisir dengan diadakannya rapat yang dihadiri oleh G-20. G-20 ini merupakan para kelompok perekonomian besar di dunia.
Literasi Keuangan, Manfaat Paylater, dan Locus of Control: Studi Perilaku Penggunaan Shopee Paylater di Kota Jambi Putri, Ella Meiza; Putra, Iwan; Kurniadi, Romi
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1368

Abstract

Given the growing popularity of online shopping, this study uses the concept of control as a moderating variable to examine how financial knowledge and Paylater benefits influence Shopee Paylater usage among Generation Z in Jambi City. 224 Generation Z students residing in Jambi City and frequently using Shopee Paylater were selected using a purposive selection procedure for this study. The data used to support this study were primarily derived from an online survey administered to participants. Using the SmartPLS version 4.0 application, the data were analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS). This study found that knowing how to manage money has a positive and substantial impact on how people use Shopee Paylater. Shopee Paylater usage is positively and significantly influenced by Paylater benefits. Furthermore, it influences behavior when using Shopee Paylater and has a positive and substantial impact on Locus of Control. Shopee Paylater benefits from financial knowledge, but locus of control does little to mitigate its impact. Expanding the study's unit of analysis, considering other new variables, and using qualitative methods are suggestions made for future studies that can help fill the gap in our knowledge about Shopee Paylater usage behavior by Generation Z in Jambi City.
Co-Authors Agustin, Melandia Mardiana, Raseta Pradana, Arjuna Putra Putra, Iwan Putri, Adelia Romi Kurniadi Sani, Ratna Tiara