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All Journal Kartika: Jurnal Studi Keislaman Science and Technology: Jurnal Pengabdian Masyarakat
Madinah, Salsabilatul
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Health Professions Social Sciences Other

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Gold to Baitullah: Inovasi Keuangan Syariah untuk Kesiapan Dana Haji di BSI KC Pasuruan Sudirman Railia, Risma Nuril; Madinah, Salsabilatul; M. Dayat
Science and Technology: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2025): Maret
Publisher : CV. Science Tech Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69930/scitech.v2i1.309

Abstract

Ibadah haji merupakan salah satu rukun Islam kelima yang memerlukan kesiapan finansial yang matang. Namun, keterbatasan dana sering kali menjadi kendala utama dalam melunasi tabungan haji. Program “Gold to Baitullah” yang ditawarkan oleh BSI KC Pasuruan Sudirman hadir sebagai solusi inovatif berbasis syariah bagi calon jamaah haji yang ingin mempercepat kesiapan dana haji mereka melalui skema cicil emas. Program pengabdian ini memungkinkan nasabah menabung dalam bentuk emas yang nilainya cenderung stabil dan dapat digunakan untuk pelunasan haji. Studi ini menganalisis efektivitas skema ini dalam meningkatkan kesiapan dana haji masyarakat. Hasilnya menunjukkan bahwa pemanfaatan emas sebagai instrumen investasi syariah tidak hanya memberikan fleksibilitas keuangan tetapi juga meningkatkan literasi keuangan syariah di kalangan calon jamaah. 
Peran Good Corporate Governance dalam Meningkatkan Kualitas Pelayanan dan Loyalitas Nasabah Koperasi Syariah Madinah, Salsabilatul; Farida, Alimatul; Mundir, Abdillah
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.235

Abstract

This study aims to analyze the role of Good Corporate Governance (GCG) in enhancing service quality and customer loyalty at BMT UGT Nusantara, a Sharia-based microfinance institution that upholds the principles of transparency, accountability, and fairness. The implementation of GCG is considered a key factor in building public trust and fostering long-term relationships between the institution and its members. Using a quantitative approach, primary data were collected through Likert-scale questionnaires administered to 100 active customers of BMT UGT Nusantara, supported by secondary data from financial reports and institutional documents. The findings reveal that GCG has a positive and significant effect on service quality, which subsequently strengthens customer loyalty. The assurance and reliability dimensions emerged as the most influential aspects in shaping customers’ positive perceptions of service performance. These results demonstrate that sound governance practices not only improve internal efficiency and compliance with Sharia principles but also enhance customer trust and satisfaction. The study concludes that consistent application of GCG principles across all operational activities is essential for improving competitiveness and ensuring the long-term sustainability of Sharia microfinance institutions.
Co-Authors Abdillah Mundir Farida, Alimatul M. Dayat Railia, Risma Nuril