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All Journal Jurnal Ilmiah Ekonomi Islam Al-Musthofa: Journal of Sharia Economics Al Fiddhoh: Journal of Banking, Insurance, and Finance
Wardiman, Rohmat
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science Social Sciences

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Etika Dan Moral Dalam Ekonomi Islam Serta Implementasinya Pada Distribusi Pendapatan Melalui Pengelolaan Zakat Wardiman, Rohmat
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 6 No. 1 (2025): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v6i1.4639

Abstract

Dalam agama Islam, pendapatan didistribusikan dengan cara yang efektif dan tidak menyimpang dari aturan syariah. Dalam Islam, konsep moral dan kedisiplinan sangat penting untuk membimbing setiap orang ke dalam sistem ekonomi. Tujuannya adalah untuk menghentikan ketidakadilan ekonomi dan ketimpangan sosial yang merupakan sumber utama dari kerukunan umat Islam. Hal ini menunjukkan bagaimana konsep moral menjadi komponen dalam sistem ekonomi, membuat etika ekonomi berkembang dan terasa nyata untuk mengatasi kepentingan pribadi. Dalam ekonomi Islam, nilai kebebasan dan keadilan adalah dasar bagi pembagian pendapatan. Salah satu cara lain untuk mendistribusikan harta adalah dengan memberikan zakat. Artikel ini disusun dengan menggunakan metode studi kepustakaan, atau kajian literatur sebagai pendekatan utama dalam penulisannya. Dalam penyusunan artikel ini, penulis menggunakan data-data kepustakaan dari berbagai sumber seperti buku, jurnal atau artikel. Untuk memastikan bahwa zakat dikelola secara efektif dan efisien sesuai dengan etika, moral dan prinsip syariah beberapa faktor utama yang perlu diperhatikan antara lain pemahaman syariah yang mendalam dan pendidikan berkelanjutan para pengurus lembaga pengelola zakat, transparansi dan akuntabilitas lembaga pengelola, sosialisasi dan edukasi pada masyarakat, menjalin kemitraan dengan lembaga/organisasi lainnya, serta identifikasi mustahik.
Komunikasi Bisnis di Era Digital: Pengaruh Konten Visual Terhadap Citra Merek di Media Sosial Wardiman, Rohmat
Al-Musthofa: Journal of Sharia Economics Vol. 8 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v8i2.4101

Abstract

This article aims to explain how visual content not only influences brand perception, but also demands ethical and aesthetic considerations in its implementation. This article was written using the library research method, or literature review, as the primary approach. A library research method involves gathering information from various written sources relevant to the topic. This method allows the author to gain a deep understanding of the topic under discussion by analyzing and synthesizing findings from existing literature. Through engaging, consistent, and ethical visual strategies, businesses can create effective communication with consumers and increase brand awareness, brand integrity, and customer loyalty. The importance of aesthetics in visual content not only serves to enhance visual appeal but also reinforces brand messaging and identity. Meanwhile, ethical aspects serve as a moral foundation for creating content that is non�deceptive, respects social values, and maintains brand integrity.
Transaksi di Bursa Efek Perspektif Islam (Studi Kasus di Aplikasi Bibit): Studi Kasus Aplikasi Bibit Wardiman, Rohmat; Jamal Abdul
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.18691

Abstract

This article discusses the construction of contracts in sharia capital market practices in Indonesia, focusing on a case study of the Bibit application as a financial technology-based mutual fund selling agent. This research uses a literature study method to examine the principles of contemporary muamalah jurisprudence that form the basis of digital transactions, specifically the wakalah bil ujrah and mudharabah contracts. The analysis shows that the sharia capital market mechanism in Indonesia operates with a multi-layered supervisory system through the Financial Services Authority (OJK), the National Sharia Council (DSN-MUI), and the Sharia Supervisory Board (DPS), and applies qualitative and quantitative screening to ensure the halal status of investment instruments. In the context of Bibit, the wakalah bil ujrah contract applies between the investor and the application as an intermediary, while the mudharabah contract applies between the investor and the sharia investment manager as the fund manager. The validity of digital contracts is recognized through the concept of ijab qabul hukmi, with the requirement for information transparency to minimize elements of gharar and maysir. The research results state that investment practices through Bibit are in accordance with sharia principles, although the challenge of investor education still needs.
Co-Authors Jamal Abdul