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All Journal Jurnal Manajemen Bisnis dan Terapan Jurnal Akuntansi Pajak dan Manajemen
Ahmad Syarif Mutsanna
Politeknik Sawunggalih Aji
Economics, Econometrics & Finance

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IMPLEMENTATION OF MSMEs CREDIT PROVIDING USING THE 5C METHOD BY PT. BPR BANK BAPAS 69 ON THE KAHYANGAN TOLL TOURIST, WONOLELO VILLAGE, SAWANGAN DISTRICT, MAGELANG DISTRICT Ahmad Syarif Mutsanna
Jurnal Manajemen Bisnis dan Terapan Vol. 2 No. 2 (2024): MEISTER July 2024
Publisher : This journal is published by the Vocational School of Universitas Sebelas Maret.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/meister.v2i2.1698

Abstract

This research aims to describe the obstacles that arise in the implementation of providing MSME credit at the Kahyangan TOL Tourism in Wonolelo Village by PT BPR BANK BAPAS 69 Magelang Regency and to describe the solutions implemented by PT BPR BANK BAPAS 69 Magelang Regency in overcoming these obstacles. It is arising from the implementation of granting MSME credit to the Wonolelo Village Kahyangan Tourism TOL. The method used is the observation method, namely observation by observing directly at the BAPAS 69 Magelang Bank Office. This research is qualitative, data collection methods using observation and interviews. The results of the observations can be stated that the implementation of providing MSME credit at the Kahyangan Toll Tour in Wonolelo village by PT BPR Bank Bapas 69 Magelang Regency, has been by the systems and procedures determined by the Main Director of PT BPR Bank Bapas 69 Magelang Regency. Systems and procedures have been implemented as they should. The systems and methods implemented do not rule out the possibility of future risks regarding the credit disbursed. To minimize credit risk, PT BPR Bank Bapas 69 Magelang Regency has implemented prudential principles through the 5 C.
ANALISIS PERSEPSI KONSUMEN TERHADAP VARIAN PRODUK DI ARONA FOOD KEMIRI KABUPATEN PURWOREJO Ahmad Syarif Mutsanna; Ahmad Syarif Mutsanna
Jurnal Akuntansi Pajak dan Manajemen (TAJAM) Vol 7 No 1 (2024): TAJAM : Jurnal Akuntansi Pajak dan Manajemen
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/tajam.v7i1.253

Abstract

The rapid digitization has caused people to shift their buying habits from offline to online. In addition, the product marketing plan should take into account changes in the community, such as the marketing of MSME products in Purworejo Regency. This research was conducted to find out more about the effect of product variation on purchasing decisions at Arona Food candlenut either partially or simultaneously. The number of samples is 50 respondents selected a purposive sampling method. The instrument test uses validity and reliability tests. Data analysis techniques using validity test, reliability test and multiple linear regression test. The results showed that the chili and rebon product variants did not have a significant effect on purchasing decisions at Arona Food Kemiri. Meanwhile, peanut butter has a positive effect on purchasing decisions at Arona Food Kemiri. Based on the test results, it is also known that simultaneously there is a positive and significant influence between the peanut butter product variants on purchasing decisions at Arona Food Candlenut. It is imperative to enhance the quality of the chili pepper and the rebon project variants in order to influence purchase decisions at Arona Food Candlenut more effectively
THE INFLUENCE OF PERCEPTION, PROMOTION AND KNOWLEDGE ON THE DECISION TO BECOME A DEPOSIT CUSTOMER AT PT BPR BKK PURWOREJO (Perseroda) Ahmad Syarif Mutsanna
Jurnal Akuntansi Pajak dan Manajemen (TAJAM) Vol 7 No 2 (2024): TAJAM : Jurnal Akuntansi Pajak dan Manajemen
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/tajam.v7i2.323

Abstract

The influence of perception, promotion, and knowledge aims to determine how much influence customers have in depositing their funds. The data used in this study are qualitative and quantitative. The methods used are interviews and observations. This study aims to determine the influence of perception, promotion, and knowledge on the decision to become a deposit customer at PT BPR BKK Purworejo (Perseroda) Bayan Branch. The population in this study were deposit customers at PT BPR BKK Purworejo (Perseroda) Bayan Branch with a sample size of 30 people. The instrument used in this study was a questionnaire on the decision to become a deposit customer that had previously been tested and had met the validity and reliability requirements, while for data analysis, multiple regression analysis was used. The results of this study indicate that the results of the t-test analysis on the perception variable showed a significant value greater than 0.05, namely 0.609> 0.05, did not have a significant effect on the decision to become a deposit customer. The results of the t-test on the promotion variable show a significant value greater than 0.05, namely 0.146> 0.05, which does not have a significant effect on the decision of deposit customers. The results of the t-test on the knowledge variable show a significant value less than 0.05, namely 0.012 <0.05, which has a significant effect on the decision to become a deposit customer. The results of the F-test analysis show that the F-test value is 3,565 with a significant amount of 0.028 less than 0.05, meaning that the perception, promotion and knowledge variables have a significant effect on the decision to become a deposit customer at PT BPR BKK Purworejo (Perseroda) Bayan Branch.
Co-Authors Ahmad Syarif Mutsanna