Krisnowo, Ratihpuspita
Unknown Affiliation

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

FENOMENA JUDI ONLINE DI KALANGAN MAHASISWA : PENEGAKAN HUKUM, FAKTOR, DAMPAK DAN UPAYA PENCEGAHANNYA Krisnowo, Ratihpuspita; Halizah, Annisa Nur; Ester, Missel
Yuriska: Jurnal Ilmiah Hukum Vol. 16 No. 2 (2024): Agustus
Publisher : Law Department, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/yrs.v16i2.3100

Abstract

Students are one of the parties interested in being able to get involved in online gambling. Because this is a phenomenon that is trending among them. The current era of globalization provides an easy opportunity for students to be able to earn income or pocket money in an instant way through online gambling. The lack and limited supervision and enforcement for perpetrators of online gambling crimes among students has a bad impact that eventually becomes a habit so that it can harm future generations in Indonesia. This research uses a literature law research method or normative law research method, normative juridical approach and conceptual approach. Gambling is regulated in Article 303 and Article 303 of the Criminal Code, this is after the issuance of Law Number 7 of 1974 concerning the Control of Gambling where the criminal threat for gambling is aggravated, further related to online gambling is contained in the provisions regulated in Article 27 paragraph (2) of Law Number 11 of 2008 concerning Information and Electronic Transactions, This violation is regulated in the provisions of Article 45 Paragraph (2) of the ITE Law, which is punishable by imprisonment for a maximum of 6 (six) years and/or a maximum fine of 1 billion rupiah. The factors that affect why gambling can occur among students are economic and social factors, environmental factors and perception factors. The impact is a decrease in achievement and interest in learning, financial or economic impact, a decrease in spiritual/religious values, a decrease in social values, psychological disturbances and addiction. The approach taken is preventive, repressive, persuasive and curative. In addition, other things that are done are education about risks and negative impacts, awareness campaigns, involvement of parents, family and friends, development of positive alternatives, counseling and emotional support, cooperation with the government, training for lecturers and monitoring and supervision of students online activities. Thus, if viewed from the formulation contained in the criminal law, it means that it is very clear that gambling is prohibited by legal norms because it has met the formulation of the elements of a criminal act, for that it can be subject to criminal sanctions whose implementation is processed in accordance with the criminal procedure law and the support and cooperation of all elements of society can be a means to anticipate online gambling among students.
ANALISIS PENGARUH DAN DAMPAK PINJAMAN ONLINE TERHADAP GAYA HIDUP DAN PERILAKU KONSUMTIF PADA MAHASISWA FAKULTAS HUMANIORA PRODI HUKUM ANGKATAN TAHUN 2022 UNIVERSITAS SARI MULIA BANJARMASIN Krisnowo, Ratihpuspita; Muhammad, Mahendra Abdi; Yandi, Saputera
Yuriska: Jurnal Ilmiah Hukum Vol. 17 No. 1 (2025): Februari
Publisher : Law Department, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/yrs.v17i1.3321

Abstract

This study aims to analyze the influence and impact of online loans on the lifestyle and consumer behavior of students, specifically the students of the Faculty of Humanities, Law Program, Class of 2022, at Sari Mulia University, Banjarmasin. Online loans have become increasingly popular among students due to their easy access and quick process, but they also raise concerns about their impact on students' financial behavior. The research method used is a qualitative survey with a sample of students from the Faculty of Humanities, Law Program, Class of 2022, at Sari Mulia University, Banjarmasin. Data were collected through an online questionnaire containing questions about the use of online loans, lifestyle, and consumption patterns.The results of the study show that the influence and impact of online loans on the lifestyle and consumer behavior of fifth-semester students from the Faculty of Humanities, Law Program at Sari Mulia University, Banjarmasin, do not significantly affect or change students' consumer behavior as a whole. This means that although online loans provide easy and fast access to funds, the study did not find strong evidence that these loans directly encourage students to adopt a higher or riskier consumer lifestyle. Several factors that may contribute to this neutral result include other variables affecting students' consumer behavior, such as income level, financial education, and self-control. Additionally, it is possible that students who use online loans may already have consumer habits before accessing these loans, so online loans are not considered the main factor in changing their behavior.Overall, this conclusion indicates that the influence of online loans on students' lifestyles and consumer behavior is complex and may be affected by many other factors. Therefore, further research may be necessary to better understand the conditions that influence the relationship between online loans and consumer behavior among students.