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All Journal JIES : Journal of Islamic Economics Studies Journal of Management Research and Studies
Ulfa Hardinawati, Lusiana
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Effect of Islamicity Performance Index on Profitability of Sharia Commercial Banks Afifatuz Zakiyyah; Puspitasari, Novi; Ulfa Hardinawati, Lusiana
Journal of Management Research and Studies Vol. 1 No. 1: January - June (2023)
Publisher : Optima Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61665/jmrs.v1i1.28

Abstract

Dramatic development of sharia economic has changed the existing structure of banking industry and created the so called sharia banking. Sharia Commercial Banks as the implementer of sharia banking feel necessary to maintain and improve performance and profitability. The objective of this research is to understand and analyze the effect of performance of Sharia Commercial Banks on profitability. Research population includes all Sharia Commercial Banks in the registry of Financial Services Authority in period 2020. Sampling technique is purposive sampling. Research sample with criteria is 6 Sharia Commercial Banks. Panel data regression is used as data analysis method because this research is processing cross-section data and time series data. The results of research show that Profit Sharing Ratio and Islamic Income Ratio have negative effect but not significant on profitability of Sharia Commercial Banks, Zakat Performance Ratio has negative and significant effect on profitability of Sharia Commercial Banks, and Equitable Distribution Ratio has positive and significant effect on profitability of Sharia Commercial Banks.
Pengaruh Akuntabilitas, Transparansi, dan Kualitas Pelayanan Terhadap Loyalitas Muzakki Melalui Kepercayaan Pada BAZNAS Bondowoso Lestari, Oky; Roziq, Ahmad; Ulfa Hardinawati, Lusiana; Shulthoni, Moch.
JIES : Journal of Islamic Economics Studies Vol. 6 No. 3 (2025): Oktober
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v6i3.9970

Abstract

Penelitian ini bertujuan untuk menguji dan mengetahui: (a) pengaruh akuntabilitas terhadap kepercayaan muzakki; (b) pengaruh transparansi terhadap kepercayaan muzakki; (c) pengaruh kualitas pelayanan terhadap kepercayaan muzakki; (d) pengaruh akuntabilitas terhadap loyalitas muzakki; (e) pengaruh transparansi terhadap loyalitas muzakki; (f) pengaruh kualitas pelayanan terhadap loyalitas muzakki; dan (g) pengaruh kepercayaan terhadap loyalitas muzakki pada BAZNAS Bondowoso. Pada penelitian ini teori yang digunakan yaitu shariah enterprise theory dan teori pelayanan publik. Jenis penelitian ini yaitu explanatory research dengan pengumpulan data menggunakan metode survei. Penelitian ini menggunakan data primer dari penyebaran kuisioner kepada responden. Sampel yang dihasilkan sebanyak 110 responden dengan teknik pengambilan sampel menggunakan purposive sampling. Metode analisis data pada penelitian menggunakan teknik Partial Least Square (PLS) dengan perangkat lunak SmartPLS versi 4.0. Hasil penelitian ini menunjukkan bahwa (a) akuntabilitas berpengaruh positif signifikan terhadap kepercayaan (b) transparansi berpengaruh positif signifikan terhadap kepercayaan; (c) kualitas pelayanan tidak berpengaruh signifikan terhadap kepercayaan; (d) akuntabilitas tidak berpengaruh signifikan terhadap loyalitas; (e) transparansi berpengaruh signifikan terhadap loyalitas; (f) kualitas pelayanan berpengaruh signifikan terhadap loyalitas dan (g) kepercayaan tidak berpengaruh signifikan terhadap loyalitas
Co-Authors Afifatuz Zakiyyah Ahmad Roziq Lestari, Oky Moch. Shulthoni, Moch. Novi Puspitasari