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All Journal IIJSE Jurnal Ekonomi Syariah Mulawarman (JESM)
Ardiansyah, Muhammad Rajab
Unknown Affiliation
Economics, Econometrics & Finance

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Financial Technology on Halal MSMEs in Indonesia: Literature Study Ardiansyah, Muhammad Rajab
Jurnal Ekonomi Syariah Mulawarman (JESM) Vol. 3 No. 1 (2024): Jurnal Ekonomi Syariah Mulawarman
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jesm.v3i1.2802

Abstract

Halal Micro, Small, and Medium Enterprises are businesses sector with great potential for economic growth, so halal MSMEs can be a driver of Indonesia's target in terms of becoming a halal center in the world. The development of halal MSMEs must be adapted to the times, where the use of Financial Technology should currently be a weapon for halal MSME actors in facilitating consumers in transactions and as financial records. However, according to the data from the Ministry of Cooperatives and SMEs that there are still many MSME actors including Halal MSMEs who have not yet touched on technology in their financial management, this can be seen from the percentage figure which has only reached 13% of MSMEs adopting digital technology. This research design using a qualitative research approach by conducting a literature study 8 papers on Google Scholar that are relevant to the research question. The results of this study suggest that the impact of Fintech is huge in helping MSME actors. Fintech has made very significant changes and successes. All services that use e-commerce are faster, easier, and guaranteed security, and all levels of society who use digital economic technology can enjoy them thoroughly.
Halal Industry as a Reinforcement of Indonesia’s Economic Growth through the Export Market Ardiansyah, Muhammad Rajab; Lubis, Fauzi Arif; Bi Rahmani, Nur Ahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4335

Abstract

This study aims to analyze the influence of the Halal Industry on Indonesia’s Economic Growth and Export Markets as Intervening Variables. This research uses a quantitative approach with a verification type of research. Secondary data was obtained through the Statistics Center (BPS), namely data on halal products, exports, and economic growth. The population in this research is the overall growth data for each variable from 2015 to 2021. The samples used in this study were Halal Products and Exports during the 2015-2021 period, each of which consisted of 84 samples taken from annual data in the form of time series data using data interpolation. Other data was obtained through observation and literature study. The analysis technique used is multiple linear regression. The results of the study show that Halal Food, Halal Fashion, and Halal Cosmetics have an effect on Economic Growth in Indonesia and Export Markets as Intervening Variables in the high category.
Co-Authors Arifin Fauzi Lubis Bi Rahmani, Nur Ahmadi