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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang Jurnal Pustaka Cendekia Pendidikan
Susilaningsih
Universitas Sebelas Maret
Education Mathematics Other

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Pengaruh Prilaku Keuangan dan Stres Keuangan Terhadap Kesejahteraan Keuangan Mahasiswa Pendidikan Akuntansi: Penelitian Angelita; Susilaningsih
Jurnal Pustaka Cendekia Pendidikan Vol. 4 No. 1 (2026): Jurnal Pustaka Cendekia Pendidikan, Volume 4 Nomor 1, Mei - Agustus 2026
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/jpcp.v4i1.512

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh perilaku keuangan dan stres keuangan terhadap kesejahteraan keuangan mahasiswa Pendidikan Akuntansi. Penelitian menggunakan pendekatan kuantitatif dengan metode asosiatif kausal. Populasi dalam penelitian ini adalah mahasiswa Pendidikan Akuntansi angkatan 2022 dan 2023 sebanyak 164 mahasiswa, dengan sampel penelitian sebanyak 116 responden yang ditentukan menggunakan teknik proportional stratified random sampling. Teknik pengumpulan data menggunakan kuesioner dengan skala Likert. Analisis data dilakukan menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa (1) perilaku keuangan berpengaruh positif dan signifikan terhadap kesejahteraan keuangan mahasiswa; (2) stres keuangan berpengaruh signifikan terhadap kesejahteraan keuangan mahasiswa; dan (3) perilaku keuangan dan stres keuangan secara simultan berpengaruh signifikan terhadap kesejahteraan keuangan mahasiswa Pendidikan Akuntansi FKIP UNS. Dengan demikian, semakin baik perilaku keuangan mahasiswa maka kesejahteraan keuangannya akan meningkat, sedangkan stres keuangan turut memengaruhi kondisi kesejahteraan keuangan mahasiswa. Penelitian ini diharapkan dapat menjadi bahan pertimbangan bagi mahasiswa maupun institusi pendidikan dalam meningkatkan pengelolaan keuangan dan kesejahteraan finansial mahasiswa.
PENGARUH KEPRIBADIAN PROAKTIF DAN EFIKASI DIRI TERHADAP INTENSI BERWIRAUSAHA MAHASISWA PENDIDIKAN AKUNTANSI FKIP UNS Imam Hamid Zakaria; Susilaningsih
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 03 (2026): Volume 12 No. 3, September 2026 Now Available
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i03.18948

Abstract

The low level of entrepreneurial intention among university students indicates the need to pay greater attention to internal factors that may encourage students’ readiness to choose entrepreneurship as a career option. This study aims to analyze the effects of proactive personality and self-efficacy on the entrepreneurial intention of Accounting Education students at the Faculty of Teacher Training and Education, Sebelas Maret University, both partially and simultaneously. This study employed a quantitative approach using a survey method. The study population consisted of 166 Accounting Education students from the 2022 and 2023 cohorts, with a sample of 117 students selected using proportionate stratified random sampling. Data were collected through a Likert-scale questionnaire and analyzed using multiple linear regression, t-test, F-test, and the coefficient of determination. The results showed that proactive personality had a positive and significant effect on entrepreneurial intention (p = 0.007), while self-efficacy had a positive and significant effect on entrepreneurial intention (p < 0.001). Simultaneously, proactive personality and self-efficacy had a positive and significant effect on entrepreneurial intention (p < 0.001). The coefficient of determination (R²) of 0.343 indicates that the two independent variables jointly explained 34.3% of the variance in entrepreneurial intention, while the remaining 65.7% was explained by other factors outside the research model. Self-efficacy had a greater partial contribution (22.4%) than proactive personality (11.9%). These findings indicate that strengthening proactive personality and self-efficacy, particularly students’ confidence in their own abilities, is important for increasing entrepreneurial intention.
Co-Authors Angelita Imam Hamid Zakaria