Murtanto Murtanto
Fakultas Ekonomi dan Bisnis, Universitas Trisakti, Jakarta, Indonesia

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Faktor – faktor yang mempengaruhi keputusan investasi mahasiswa Oktaviani Ros Mema Karo; Murtanto Murtanto
AKURASI: Jurnal Riset Akuntansi dan Keuangan Vol. 6 No. 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/akurasi.v6i2.1356

Abstract

The study examines how financial literacy, financial inclusion, and financial efficacy impact the investment decisions of economics and business students in Jakarta. It used a quantitative approach and collected data from 105 respondents through questionnaires. The multiple linear regression analysis with Eviews 12 revealed that the three independent variables positively and significantly affect investment decisions, explaining 89.09% of the variation. The findings highlight the importance of enhancing knowledge, access, and confidence in financial management to improve the investment decisions of college students. This study enhances our understanding of the financial behavior of young adults. It has implications for developing financial education programs and policies that promote responsible investment practices among college students. Public interest statements This research offers valuable insights into the factors influencing young people's investment decisions. Understanding the impact of financial knowledge, access to financial services, and confidence in managing money can assist college students in making wiser investment decisions.
Faktor – faktor yang mempengaruhi keputusan investasi mahasiswa Oktaviani Ros Mema Karo; Murtanto Murtanto
AKURASI: Jurnal Riset Akuntansi dan Keuangan Vol. 6 No. 2 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/akurasi.v6i2.1356

Abstract

The study examines how financial literacy, financial inclusion, and financial efficacy impact the investment decisions of economics and business students in Jakarta. It used a quantitative approach and collected data from 105 respondents through questionnaires. The multiple linear regression analysis with Eviews 12 revealed that the three independent variables positively and significantly affect investment decisions, explaining 89.09% of the variation. The findings highlight the importance of enhancing knowledge, access, and confidence in financial management to improve the investment decisions of college students. This study enhances our understanding of the financial behavior of young adults. It has implications for developing financial education programs and policies that promote responsible investment practices among college students. Public interest statements This research offers valuable insights into the factors influencing young people's investment decisions. Understanding the impact of financial knowledge, access to financial services, and confidence in managing money can assist college students in making wiser investment decisions.
Hidup Irit Bukan Hidup Pelit: Edukasi Literasi Keuangan dan Pemanfaatan Kebutuhan Primer di Panti Jompo Salomo Agape Dading Damas Ario Wicaksono; Florencia Irena Lawita; Juniati Gunawan; Murtanto Murtanto; Natasha Richelle Valencia Ibrahim
BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Vol. 8 No. 3 (2026)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/berdaya.v8i3.1856

Abstract

Financial literacy is an essential competency for older adults in managing resources wisely, particularly due to limited income and dependence on external assistance. This Community Service Program (PKM) aimed to enhance the understanding of residents at the Salomo Agape Nursing Home regarding the concept of living frugally without being stingy through simple financial literacy education and the efficient utilization of primary needs. The program employed a non-formal, humanistic, and participatory approach through sharing sessions, interactive discussions, and edutainment activities such as painting and singing. Evaluation was conducted verbally through contextual question and answer sessions and participatory observation. The results demonstrated that all indicators of participants’ understanding were categorized as very good (above 80%), with the highest achievement found in the aspect of strategies to avoid financial problems (93%). Participants were able to distinguish between being frugal and being stingy, as well as understand the importance of prioritizing primary needs. In addition to improving cognitive aspects, the program also positively influenced affective aspects, including greater openness, self-confidence, and awareness in utilizing assistance responsibly. Therefore, a financial literacy program based on a participatory approach is effective for older adults and should be implemented continuously to support their well being and independence.