Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Alignment: Journal of Administration and Educational Management
Naufal Muflih Banyu Aji
Universitas Stikubank Semarang
Education

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Literasi Keuangan, Kepercayaan, dan Risiko terhadap Minat Menggunakan Pinjaman Online : Studi Kasus Pada Mahasiswa PTN dan PTS di Kota Semarang Naufal Muflih Banyu Aji; Batara Daniel Bagana
Journal Of Administration and Educational Management (ALIGNMENT) Vol. 7 No. 1 (2024): ALIGNMENT : Journal of Administration and Educational Management
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/alignment.v7i1.9234

Abstract

This research aims to analyze the influence of financial literacy, trust and risk on interest in using online loans. This study employs a quantitative approach. Participants in this study were students from Semarang City's PTN and PTS programs. Data collected by administering questionnaires and utilizing a purposive sampling technique with a sample size of 65 respondents. Hypothesis testing and multiple linear regression are tools used in data analysis. The research results show that financial literacy and trust have no effect on interest in using online loans, while risk has a positive effect on interest in using online loans, with a contribution of 13.8%. In conclusion, literacy and trust have no effect, while risk has a positive effect on interest in using online loans. Keywords: Financial Literacy, Online Loans, Risk, Trust
Co-Authors Batara Daniel Bagana