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All Journal Jurnal Ragam Pengabdian Ekopedia: Jurnal Ilmiah Ekonomi Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Margareth Henrika
Universitas Mulawarman
Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Meningkatkan Literasi Keuangan dan Kesadaran Lingkungan melalui Edukasi Kreatif untuk Anak-Anak di Desa Jembayan Dalam Margareth Henrika; Annisa Mawardah
Jurnal Ragam Pengabdian Vol. 2 No. 3 (2025): September-Desember "Community Empowerment Through Digital Literacy Programs to
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/g5y7a891

Abstract

This study examines the impact of the "Gemar Menabung dengan Celengan Kreatif" program on enhancing financial literacy and saving habits among elementary school children in rural areas. The program integrates creativity with financial education by involving students in hands-on activities, such as creating piggy banks from recycled bottles. The aim was to foster an understanding of saving and financial management while also raising environmental awareness. Using a combination of pre-test and post-test assessments, as well as qualitative methods like interviews and observations, the study evaluates the effectiveness of this creative educational approach. The results demonstrate significant improvements in the children’s understanding of financial concepts, with increased motivation to save. The hands-on nature of the activities led to higher engagement, and students showed a greater understanding of the link between money management and their daily lives. Additionally, the creative aspect of the program contributed to increased environmental consciousness. This study contributes to the existing body of knowledge by highlighting the effectiveness of integrating financial literacy with creative projects in rural education. The findings suggest that similar programs could be scaled up in other rural areas, providing valuable insights for further research on long-term behavioral changes and the role of community involvement in financial education.  
Pengaruh CO2 Emmision, Cash Holding dan Leverage Terhadap Keputusan Investasi pada Sektor Pertambangan di Indonesia Farhan Akmal Nuryadin; M. Amin Kadafi; Margareth Henrika
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/crhtqn90

Abstract

This study aims to analyze the effect of CO₂ Emissions, Cash Holding, and Leverage on investment decisions in mining sector companies in Indonesia. This research employs a quantitative approach using secondary data obtained from the financial statements of companies listed on the Indonesia Stock Exchange (IDX) during the 2022–2024 period. The sampling technique used is purposive sampling. The data analysis method applied is panel data regression with a Fixed Effect Model. The results show that partially, CO₂ Emissions and Leverage do not have a significant effect on investment decisions, while Cash Holding has a negative and significant effect on investment decisions. This indicates that companies tend to retain cash as a precautionary measure against uncertainty, thereby reducing investment realization. Simultaneously, all independent variables have a significant effect on investment decisions. These findings suggest that internal financial factors remain the primary consideration compared to environmental factors in investment decision-making within the mining sector in Indonesia. This study is expected to contribute to the existing literature and provide insights for management and investors in determining optimal investment strategies.  
Bibliometric Analysis of Decision-Making Models in The Context of Bounded Rationality Ananda Lydia Putri Salwa; Kaisar Khoirul Alwan; Muhammad Rizqullah; Risna Lulu'ul Maknun; Sabrina Perlita; Margareth Henrika; Muhammad Ramadhani Kesuma
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 2 (2026): APRIL-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/z6ngcf43

Abstract

This study maps the intellectual landscape of decision-making models within the bounded rationality framework, specifically as it applies to financial management research. A systematic bibliometric analysis was conducted on publications retrieved from Scopus and Web of Science, covering the period from the 2000 to 2026 and analyzed using VOSviewer software.Publication trends exhibit a fluctuating yet upward trajectory concentrated in the most recent period, while inter-author and inter-country collaboration networks remain underdeveloped. Keyword co-occurrence analysis identifies bounded rationality as the conceptual core of the field, with visible thematic evolution from formal decision theory toward behavioral finance and artificial intelligence integration.Financial practitioners and policymakers should incorporate behavioral and cognitive constraints into decision-support frameworks, particularly in investment and risk management contexts.This paper contributes a systematic cartography of bounded rationality scholarship in financial management, identifying understudied themes and open directions for future research.
Pengaruh Citra Merek dan Harga Terhadap Keputusan Pembelian Konsumen Kopi Kenangan Irma Irma; Revita Mariska; Naila Riska Rahmadani; Syarifah Najlaa Az Zahrah; Annisa Husnul Khotimah; Margareth Henrika; Lusiana Desy Ariswati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 2 (2026): APRIL-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/1tjg6n93

Abstract

This study aims to analyze the effect of brand image and price on the purchasing decisions of Kopi Kenangan consumers in Samarinda City. The research employed a quantitative approach with a causal associative method. Data were collected through the distribution of Likert-scale questionnaires to 100 respondents selected via purposive sampling technique. The data analysis technique used was multiple linear regression analysis, preceded by classical assumption tests including normality and multicollinearity tests using SPSS. The results of the classical assumption test showed that the residual data were normally distributed (Monte Carlo Sig. = 0.490) and free from multicollinearity. The partial hypothesis test (t-test) revealed a surprising finding: brand image had no significant effect on purchasing decisions (Sig. = 0.332). Conversely, price exerted a positive and highly significant effect on purchasing decisions (Sig. < 0.001) and acted as the dominant driver. Simultaneously (F-test), brand image and price significantly influenced purchasing decisions (Sig. < 0.001) with a coefficient of determination (R2) of 0.401. This study concludes that for the undergraduate student segment, economic rationality regarding price overrides brand prestige when making purchasing decisions.
Pengaruh Event In-Game, Skin In-Game, dan Promosi In-Game Mata Uang terhadap Loyalitas Pemain Online Mobile Games pada Generasi Z di Kota Samarinda Ricardo Jonathan Andorion; Vino Aditia Safutra; Musaid Dzakwan; Muhammad Hendy; Muhammad Bairahim; Margareth Henrika; Lusiana Desy Ariswati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 2 (2026): APRIL-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/27e0ra55

Abstract

Penelitian ini menganalisis pengaruh event in-game, skin in-game, dan promosi in-game currency terhadap loyalitas pemain mobile online game Generasi Z di Kota Samarinda. Metode kuantitatif dengan pendekatan survei digunakan terhadap 70 responden yang memenuhi kriteria. Analisis data dilakukan melalui uji validitas, reliabilitas, asumsi klasik, regresi linear berganda, uji F, uji t, dan koefisien determinasi menggunakan SPSS. Hasil penelitian menunjukkan bahwa secara simultan ketiga variabel berpengaruh signifikan terhadap loyalitas pemain (F hitung = 14,715; signifikansi 0,000) dengan kontribusi sebesar 40,1%. Namun, secara parsial hanya skin in-game yang berpengaruh positif dan signifikan (t hitung = 3,281; signifikansi 0,002), sedangkan event in-game (0,055) dan promosi in-game currency (0,827) tidak berpengaruh signifikan. Temuan ini menegaskan bahwa skin in-game merupakan faktor dominan dalam membangun loyalitas Generasi Z di Samarinda. Penelitian ini memberikan implikasi bagi pengembang game untuk memprioritaskan strategi berbasis skin serta membuka peluang eksplorasi variabel lain seperti keterikatan emosional dan hubungan sosial.
Co-Authors Ananda Lydia Putri Salwa Annisa Husnul Khotimah Annisa Mawardah Farhan Akmal Nuryadin Irma Irma Kaisar Khoirul Alwan Lusiana Desy Ariswati M. Amin Kadafi Muhammad Bairahim Muhammad Hendy Muhammad Ramadhani Kesuma Muhammad Rizqullah Musaid Dzakwan Naila Riska Rahmadani Revita Mariska Ricardo Jonathan Andorion Risna Lulu'ul Maknun Sabrina Perlita Syarifah Najlaa Az Zahrah Vino Aditia Safutra