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Does financial literacy drive SME success in resource-rich regions? Lusiana Desy Ariswati; Muhammad Ramadhani Kesuma; Rohana Nur Aini; Ellen D. Oktanti Irianto; Chandika Mahendra Widaryo; Margareth Henrika
Priviet Social Sciences Journal Vol. 5 No. 11 (2025): November 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i11.714

Abstract

This study investigates the relationships among financial literacy, product innovation, risk management, and financial performance in small and medium-sized enterprises (SMEs) located in East Kalimantan, a region in Indonesia characterized by its resource abundance. While prior studies underscore the importance of financial literacy and innovation for SME success, there is limited research focusing on non-urban, commodity-reliant settings. Using a quantitative methodology, this study employs Partial Least Squares Structural Equation Modeling to analyze data gathered from 200 SME owners in non-extractive industries through a structured survey. This study explores whether financial literacy and product innovation directly affect financial performance and whether risk management mediates these dynamics. The findings reveal that financial literacy has a significant positive effect on financial performance, whereas product innovation strengthens risk management but does not directly influence financial outcomes. Additionally, risk management does not mediate these relationships, indicating potential contextual constraints in resource-limited environments. These insights advance the understanding of SME operations in non-urban, resource-dependent regions and highlight the need for customized financial education and innovation. This study provides actionable recommendations for policymakers to enhance SME resilience through targeted strategies, addressing a key gap in the literature on economies tied to natural resources.
Exploring Academic Burnout: The Interplay of Time Pressure, Poor Sleep Habits, and Jam Koma Among Undergraduate Students in East Kalimantan Rohana Nur Aini; Muhammad Ramadhani Kesuma; Ellen D. Oktanti Irianto; Margareth Henrika; Lusiana Desy Ariswati
SOSMANIORA: Jurnal Ilmu Sosial dan Humaniora Vol. 4 No. 3 (2025): September 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/sosmaniora.v4i3.5683

Abstract

This study investigates the interplay of time pressure, poor sleep habits, and jam koma as key predictors of academic burnout among university students in East Kalimantan. Utilizing a quantitative cross-sectional design, the research investigates how time pressure and poor sleep habits contribute to burnout, with cognitive fatigue locally termed “jam koma”, acting as a mediator. Data were collected from undergraduate students using instruments, including scales for time pressure, sleep quality, jam koma, and burnout, and analyzed through Structural Equation Modeling-Partial Least Squares. The findings reveal that time pressure and inadequate sleep significantly drive burnout, both directly and indirectly through jam koma, highlighting the mediating role of mental exhaustion in amplifying academic stress. These results extend the JDR model by incorporating sleep as a critical physiological resource, offering a nuanced understanding of burnout dynamics in collectivist academic settings. This study concludes the urgent need for culturally tailored interventions, such as time management training, sleep hygiene programs, and counseling services sensitive to collectivist values, to mitigate burnout and enhance student well-being. By providing localized insights into burnout mechanisms, this research informs evidence-based strategies for fostering resilient academic environments in East Kalimantan and similar collectivist contexts, contributing to global efforts to support student mental health.
Public Financial Management: A Bibliometric Analysis of Research Trends and Influential Publications Muhammad Dimas Maulana; Raka Restu Mandese; Daiva Adyutasara; Muhammad Ramadhani Kesuma; Ellen D. Oktanti Irianto
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/gt0sws91

Abstract

This study conducts a comprehensive bibliometric analysis to map the global evolution of Public Financial Management (PFM) research, focusing on publication trends, geographic distribution, thematic clusters, and influential works shaping the field. Using data retrieved from the Scopus database and analyzed through VOSviewer and Bibliometrix, the study identifies a significant increase in PFM-related publications, particularly after 2010, driven by global demands for fiscal transparency, digital governance, and sustainable budgeting. The analysis reveals strong contributions from China, the United States, and several developing countries such as India and Brazil, while Indonesia remains underrepresented despite extensive fiscal reforms. Keyword co-occurrence mapping uncovers five major clusters, dominated by health sciences, environmental sustainability, and material engineering, with PFM themes embedded within broader clusters related to public health governance and fiscal sustainability. Seminal works by Wildavsky, Schick, and Allen & Tommasi continue to shape the intellectual foundations of PFM, influencing contemporary discourse on accountability, performance-based budgeting, and digital fiscal systems. Overall, the findings highlight the fragmented yet growing nature of PFM scholarship and underscore the need for more focused, context-rich research, especially in developing countries undergoing major public sector financial reforms.