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Rizal Ancu
Universitas Islam Negeri Alauddin Makassar
Economics, Econometrics & Finance

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Implementasi Akad Mudharabah dalam Perbankan Syariah Rizal Ancu; Asriani Asriani; Lince Bulutoding
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 5 No. 1 (2025): Maret : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v5i1.6104

Abstract

Mudharabah contract is a key instrument in Islamic banking based on profit-sharing principles and free from interest (riba). This study analyzes the implementation of mudharabah, its supporting and inhibiting factors, and its impact on the development of Islamic banking. The findings reveal challenges such as limited human resources and low financial literacy in Islamic finance, yet mudharabah promotes financial inclusion, product diversification, as well as improvement of competence and customer trust. Enhancing education and human resource development is essential for the successful application of mudharabah to strengthen the Islamic economy.
Konsep Dasar Manajemen SDM dalam Ekonomi Syariah dan Perencanaan SDM dalam Lembaga Syariah Rizal Ancu; Asriani Asriani; Lince Bulutoding
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 5 No. 2 (2025): Juli : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v5i2.6048

Abstract

The fundamental concept of Human Resource Management (HRM) in Islamic economics and the strategic planning of HR in Islamic institutions. In the context of a dynamic and competitive modern economy, HR management is not only aimed at achieving efficiency and productivity but must also be grounded in spiritual and ethical values. Islamic economics offers a holistic approach through Islamic principles such as tawhid (monotheism), amanah (trust), justice, and work as a form of worship. HRM in Islamic economics aims to develop a workforce that is both professional and possesses strong Islamic integrity. In addition, this also outlines strategic steps in HR planning within Islamic institutions, ranging from analyzing the need for sharia-compliant competencies to conducting compliance audits based on Islamic principles. Through this approach, Islamic institutions are expected to build sustainable and competitive organizations that contribute to the realization of a just and ethical economy.
Co-Authors Asriani Asriani Lince Bulutoding