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Building Entrepreneurial Intention: The Role of Education, Environment, and Self-Efficacy in Driving MSME Success Fahri Haikal; R Hario Sulistianto; Bella Suryani
Jurnal Manajemen dan Kewirausahaan Vol. 13 No. 2 (2025): Desember 2025
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v13i2.16057

Abstract

Entrepreneurship has become a crucial solution for addressing unemployment and economic inequality in Indonesia, where micro, small, and medium-sized enterprises (MSMEs) form the backbone of the national economy. Recent trends, however, reveal a decrease in entrepreneurial motivation among university students, raising worries regarding the viability of MSMEs. This study examines the influence of entrepreneurship education and familial environment on students' entrepreneurial aspirations, with self-efficacy serving as a mediating variable. This study's originality lies in emphasizing the mediating function of self-efficacy within the Indonesian environment, where students encounter both opportunities and obstacles in engaging in entrepreneurial endeavors. This study utilized a quantitative survey methodology with a cross-sectional design, encompassing 221 students from several institutions in Jakarta who had engaged in entrepreneurship-related courses. Data were gathered with a standardized questionnaire and analyzed via Structural Equation Modeling. The findings demonstrate that entrepreneurship education and the familial environment substantially affect students' entrepreneurial intentions, both directly and indirectly via self-efficacy. Entrepreneurship education significantly influences self-efficacy, which in turn amplifies entrepreneurial intention. The familial environment significantly contributes to the development of pupils' confidence and drive to participate in entrepreneurial endeavors. These findings imply that fostering entrepreneurial interest among students requires not only effective curriculum design but also active family support to strengthen self-efficacy. The study recommends that universities, families, and policymakers collaborate in creating a conducive ecosystem that encourages students to pursue entrepreneurship, thereby contributing to the growth and sustainability of MSMEs in Indonesia.
The Mediating Role of Financial Inclusion in the Relationship between Financial Literacy and MSME Performance Fahri Haikal; Diin Fitri; Agung Priyono; Narti Eka Putri
Journal of Business and Behavioural Entrepreneurship Vol. 9 No. 2 (2025): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.009.2.07

Abstract

MSMEs play a strategic role in the Indonesian economy but still face obstacles in the form of low financial literacy and limited access to formal financial services. This study uses a quantitative approach involving 200 MSME actors in Jakarta selected through purposive sampling, where data were collected using questionnaires and analysed using a Partial Least Squares (PLS-SEM) structural equation model. The results show that financial literacy has a positive and significant effect on financial inclusion and SME performance. Financial inclusion also has a positive and significant effect on SME performance and mediates the relationship between financial literacy and SME performance, with a stronger indirect effect than a direct effect. These findings emphasise the importance of improving financial literacy, followed by expanding access to formal financial services so that SMEs can improve their performance and competitiveness.
Menumbuhkan Pemimpin Muda Berkarakter melalui Latihan Kepemimpinan bagi Siswa SD Negeri Ulujami Kecamatan Pesanggarahan Jakarta Selatan Akhmad Hairul Umam; Muhammad Femy Mulyana; Randy Dwiyan Delyuzir; Annisa Annisa; Narti Eka Putri; Fahri Haikal
IKRA-ITH ABDIMAS Vol. 9 No. 3 (2025): Jurnal IKRAITH-ABDIMAS Vol 9 No 3 November 2025
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pelatihan kepemimpinan sejak dini merupakan strategi penting dalam menyiapkan generasi yang berkarakter, percaya diri, berinisiatif, dan mampu berkolaborasi di abad ke-21. Kegiatan Pelatihan Kepemimpinan untuk siswa SD yang dilaksanakan pada 15 Oktober 2025 ini bagian dari tindak lanjut program kerja sama antara Sekolah Dasar Negeri Ulujami dengan Universitas Tanri Abeng yang bertujuan untuk menumbuhkan kompetensi kepemimpinan dasar yang selaras dengan Profil Pelajar Pancasila, meliputi nilai beriman dan berakhlak mulia, mandiri, bergotong royong, bernalar kritis, kreatif, dan berkebinekaan global. Pelatihan dirancang dengan pendekatan partisipatif melalui simulasi peran, diskusi kelompok, dan refleksi terarah. Metode kegiatan meliputi tahap persiapan (analisis kebutuhan, penyusunan modul, koordinasi sekolah–kampus), tahap pelaksanaan (pelatihan, small group activity, dan role play kepemimpinan), dan tahap evaluasi (observasi sikap, penilaian kinerja tugas kelompok, serta umpan balik guru dan siswa). Hasil pelaksanaan menunjukkan peningkatan keberanian siswa untuk berbicara di depan umum, kemampuan bekerja sama, kemampuan menyelesaikan tugas kelompok dengan pembagian peran yang lebih jelas, serta tumbuhnya kesadaran bahwa pemimpin bukan hanya “ketua” tetapi teladan dalam disiplin, empati, dan tanggung jawab. Temuan ini sejalan dengan berbagai penelitian mutakhir yang menegaskan bahwa pendidikan karakter dan kepemimpinan di sekolah dasar efektif ketika diwujudkan dalam aktivitas kontekstual dan kolaboratif, bukan hanya ceramah normatif. Kegiatan ini merekomendasikan pengembangan program berkelanjutan dan pendampingan rutin oleh guru dengan dukungan perguruan tinggi mitra agar dampak positifnya tidak bersifat sesaat
Pelatihan Pengajaran Berbasis Digital Bagi Guru SMK Gutama Jakarta Agung Priyono; Muhamad Femy Mulya; Akhmad Hairul Umam; Didip Diandra; Saipul Anwar; Fahri Haikal
Journal of Servite Vol. 6 No. 2 (2024): Journal of SERVITE
Publisher : Institut Komunikasi dan Bisnis LSPR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37535/

Abstract

Kemajuan teknologi digital telah membawa perubahan besar dalam berbagai aspek kehidupan, termasuk dalam dunia Pendidikan. Saat ini, penerapan teknologi dalam proses pembelajaran menjadi kebutuhan yang mendesak untuk meningkatkan kualitas pendidikan di era digital. Untuk menjawab tantangan tersebut, diperlukan sebuah program pelatihan yang bertujuan meningkatkan kemampuan para guru dalam menggunakan teknologi sebagai bagian dari proses pembelajaran. Melalui kegiatan Pengabdian kepada Masyarakat ini, kami berharap dapat membantu guru-guru SMK Gutama Jakarta dalam mengembangkan keterampilan mereka dalam pengajaran berbasis digital. Dengan begitu, diharapkan para guru mampu menciptakan pengalaman belajar yang lebih menarik, interaktif, dan efektif bagi siswa. Metode ini berfokus pada pengembangan kemampuan berpikir kritis, analitis, dan praktis yang memungkinkan siswa untuk memahami dan menerapkan pengetahuan dalam kehidupan nyata. bahwa peserta merasa sangat puas dengan penyelenggaraan kegiatan berdasarkan waktu pelaksanaan, materi yang disampaikan, cara penyajian materi, aspek kemanfaatan materi. Kegiatan ini juga sejalan dengan upaya pemerintah dalam mempersiapkan sumber daya manusia yang unggul dan adaptif terhadap perkembangan teknologi. Kata kunci: Pengajaran, Digital, Kompetensi, Pelatihan, Teknologi   The advancement of digital technology has brought about major changes in various aspects of life, including in the world of education. Currently, the application of technology in the learning process is an urgent need to improve the quality of education in the digital era. To answer this challenge, a training program is needed that aims to improve the ability of teachers to use technology as part of the learning process. Through this Community Service activity, we hope to be able to help SMK Gutama Jakarta teachers develop their skills in digital-based teaching. That way, it is hoped that teachers will be able to create a more interesting, interactive, and effective learning experience for students. This method focuses on developing critical, analytical, and practical thinking skills that enable students to understand and apply knowledge in real life. that participants were very satisfied with the implementation of the activity based on the time of implementation, the material presented, the method of presenting the material, and the aspect of the usefulness of the material. This activity is also in line with the government's efforts to prepare superior human resources that are adaptive to technological developments. Keywords: Teaching, Digital, Competence, Training, Technology
PERSONAL FINANCIAL MANAGEMENT IN COLLEGE STUDENTS: THE IMPACT OF FINANCIAL KNOWLEDGE AND ATTITUDE ON SAVING BEHAVIOR Fahri Haikal; Putri Sarah Olivia; Alamsyah Siregar; Suyanto Walidi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 15 No. 2 (2026): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v15i2.3882

Abstract

Introduction: This study is motivated by the low level of financial literacy among university students and the increasing complexity of personal financial management in the modern era. Financial knowledge and financial attitude are considered important factors influencing students’ saving behavior; however, empirical studies integrating these two variables are still limited, particularly in the Indonesian context.Methods: This research employs a quantitative approach using primary data collected through an online questionnaire distributed to 200 university students in the DKI Jakarta area. A purposive sampling technique was applied, and data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM).Results: The findings reveal that financial knowledge has a positive and significant effect on both financial attitude and saving behavior. Financial attitude also has a positive and significant influence on saving behavior. Furthermore, financial attitude plays a stronger role in influencing saving behavior compared to the direct effect of financial knowledge.Conclusion and suggestions: The study concludes that students’ saving behavior is shaped by the interaction between cognitive factors (financial knowledge) and affective factors (financial attitude). Therefore, it is recommended that educational institutions and policymakers enhance financial literacy programs by not only improving knowledge but also fostering positive financial attitudes to promote better saving behavior among students. Keywords: Behavioral Finance; Financial Attitude; Financial Knowledge; Financial Literacy; Saving Behavior