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All Journal Jurnal Ekonomi, Akutansi dan Manajemen Nusantara PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Research
Juleha Safitri
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Automotive Engineering Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Dampak Perilaku Konsumen Terhadap Stabilitas Moneter di Era Digital Juleha Safitri; Yetti Afrida Indra
PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Research Vol. 1 No. 2 (2024): PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Resear
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/product.v1i2.32

Abstract

This research aims to explore the impact of consumer behavior on monetary stability in the digital era. This type of associative quantitative research approach. Ddata was collected from 52 respondents through questionnaires who are active consumers through online surveys. Data analysis techniques in using multiple regression analysis methods for data analysis. The results of the analysis show that consumer behavior, including online shopping patterns, the use of financial applications, and trust in digital payment systems, which have a significant effect on monetary stability are online shopping patterns, and trust in digital payment systems. Meanwhile, the use of financial applications has no effect. The findings indicate a close relationship between consumption decisions and responses to monetary policy. The results of this study provide insight for policymakers in formulating strategies to maintain monetary stability during rapid development of digital technology
Pengaruh Kepercayaan pada Aplikasi Investasi Syariah dan Influencer Muslim Terhadap Keputusan dan Perilaku Investasi Saham Syariah Gen Z Juleha Safitri; Supardi Mursalin; Yetti AFrida Indra
Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Vol. 4 No. 3 (2026): Edisi Januari - April
Publisher : Utiliti Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jeama.v4i3.752

Abstract

Penelitian ini bertujuan untuk mengetahui kepercayaan terhadap aplikasi investasi syariah dan paparan influencer Muslim Terhadap keputusan dan perilaku investasi saham syariah pada Generasi Z di Provinsi Bengkulu. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap 400 responden yang dipilih menggunakan teknik purposive sampling. Data dikumpulkan melalui kuesioner dengan skala Likert dan dianalisis menggunakan regresi linear berganda dengan bantuan SPSS versi 27. Hasil penelitian menunjukkan bahwa kepercayaan pada aplikasi investasi syariah berpengaruh positif dan signifikan terhadap keputusan investasi (t = 9,210; p < 0,05) serta perilaku investasi (t = 8,763; p < 0,05). Sementara itu, paparan influencer Muslim tidak berpengaruh signifikan terhadap keputusan investasi (t = 1,936; p > 0,05), namun berpengaruh signifikan terhadap perilaku investasi (t = 11,104; p < 0,05). Secara simultan, kedua variabel independen berpengaruh signifikan terhadap keputusan investasi (F = 72,609) dan perilaku investasi (F = 203,813). Temuan ini menunjukkan bahwa kepercayaan terhadap platform investasi merupakan faktor utama dalam pembentukan keputusan investasi, sedangkan influencer Muslim lebih berperan dalam membentuk perilaku investasi syariah Generasi Z. Penelitian ini memberikan implikasi bagi pengembang aplikasi investasi syariah dan pelaku industri keuangan dalam meningkatkan partisipasi generasi muda di pasar modal syariah.
Co-Authors Supardi Mursalin Yetti Afrida Indra