Claim Missing Document
Check
Articles

Found 4 Documents
Search

Strategi Penguatan Pendapatan Daerah dan Pengembangan Kemandirian Ekonomi Lokal Melalui Instrumen Ekonomi Islam: Studi Tentang Zakat, Infaq, Sedekah, dan Wakaf Anton Budiyono; Nida Hopia
PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Research Vol. 2 No. 1 (2025): PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Resear
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/product.v2i1.54

Abstract

This study aims to examine how zakat, infaq, sadaqah, and waqf can be used strategically to strengthen regional income and encourage local economic independence. This study uses a descriptive qualitative approach. The research subject of this article is Islamic economic instruments which include zakat, infaq, alms, and waqf, as well as their role in increasing local income and building regional economic independence. The data were analyzed using descriptive qualitative methods. The results of the analysis show that the use of zakat, infaq, alms, and waqf has significant potential to increase regional revenue and alleviate poverty. With good and integrated management in public financial policies, zakat, infaq, alms, and waqf can be a solution for sustainable financial and economic independence that is able to overcome various social problems in society. Increasing literacy, professional management, and the use of digital technology will be the key to success in optimizing the potential of zakat, infaq, alms, and waqf in the future, so that the economic independence of a region can be realized properly and effectively
Reconceptualizing Islamic Financial Markets: A Moral-Economic Equilibrium Approach: Merekonseptualisasi Pasar Keuangan Islam: Pendekatan Keseimbangan Moral-Ekonomi Anton Budiyono; Ayus Ahmad Yusuf
jsd: Journal of Society and Development Vol 6 No 1 (2026)
Publisher : CV. Media Publikasi Profesional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57032/jsd.v6i1.340

Abstract

Recurring global financial crises and widening distributive inequalities expose the systemic failures of the conventional market efficiency paradigm in ensuring economic stability and justice. This article aims to reconceptualize financial markets through a moral-economic equilibrium approach as an alternative to the mainstream model. Employing a qualitative method via a critical literature review of conventional and Islamic economics, the study deconstructs the underlying assumptions of both systems to produce a new theoretical reconstruction. Research findings indicate that Islamic financial markets function as equilibrium systems that simultaneously integrate economic efficiency, moral values, and social objectives. The core foundation lies in the prohibition of Riba, Gharar, and Maysir, integrated with risk-sharing mechanisms and organic linkages to the real sector. This moral-economic equilibrium demonstrates that market efficiency and distributive justice can harmoniously synergize within the Maqashid al-shariah framework. In conclusion, the article asserts that Islamic financial markets represent a value-based financial paradigm oriented toward socio-economic welfare and sustainable development. The primary theoretical contribution is the provision of a new analytical framework that synthesizes moral and economic dimensions into a single, cohesive equilibrium construct to address the limitations of the efficiency paradigm in responding to contemporary global economic stability challenges.
Comparative Effectiveness of Robo Advisors and Human Planners in AI-Based Financial Planning Nida Hopia; Anton Budiyono
IJSM Vol 9 No 2 (2026): Indonesia Journal of Strategic Management
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/bvzbw277

Abstract

Advances in artificial intelligence (AI) technology have introduced robo-advisors as a modern alternative in financial planning. This article conducts a comparative analysis of the effectiveness of AI-based robo-advisors and conventional human financial planners in optimizing individual financial planning. Using a literature review approach and analysis of secondary data from various reliable sources (Grand View Research, Morningstar, Carlson School of Management, Financial Planning Association, Condor Capital, and others), this study evaluates key dimensions of effectiveness, including: investment return performance, fee structure, adoption rates, client satisfaction, and the ability to manage financial complexity. The study’s findings indicate that robo-advisors excel in cost efficiency (a fee of 0.25% vs. 1.00% of AUM), return consistency (7%–9% per year for moderate portfolios), and the elimination of behavioral biases, particularly during periods of market volatility such as the COVID-19 pandemic. Conversely, human financial planners have significant advantages in emotional intelligence, complex financial planning, and providing emotional value to clients. A hybrid model integrating both appears to be the future direction of the industry, with a 60.7% share of the global market by 2024. The implications of this research are relevant for the development of Sharia fintech strategies and the improvement of financial literacy in Indonesia
PENGARUH INTEGRATED MARKETING COMMUNICATION DAN BRAND POSITIONING TERHADAP PROSES PENGAMBILAN KEPUTUSAN UNTUK MENJADI MAHASISWA DI POLITEKNIK LP3I CIREBON DENGAN CITRA PERGURUAN TINGGI SEBAGAI VARIABEL INTERVENING Enggun Yoga Nugraha; Anton Budiyono
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 22 No. 01 (2025): EQUILIBRIUM: Jurnal penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/89pbg085

Abstract

The implementation of IMC is realized through advertising, sponsorship, public relations, personal selling, and sales promotion, while brand positioning in higher education can be achieved through reputation and prospects for future graduates. The image of the educational institution, as a mediating variable, can be measured through good quality, reliability, benefits, service, risk, cost, and popularity. The aim of this research is to analyze the influence of IMC and brand positioning on the Decision-Making Process, with College Brand Image as the intervening variable. LP3I Polytechnic has experienced fluctuations in the number of student registrations, despite implementing marketing strategies through Integrated Marketing Communication and brand positioning. The basis of this research lies in previous studies conducted by Harjadi (2017) on Integrated Marketing Communication and Febriyeni (2019) on IMC and brand positioning in relation to purchase decisions. The difference in this research lies in the dependent variable, research object, and different fields. The method used is descriptive-verificative with data collected through a questionnaire via Google Forms, and analyzed using Path Analysis. The results of the study indicate that Integrated Marketing Communication has a significant positive influence on the College Brand Image of LP3I Cirebon, Brand Positioning has a significant positive influence on the College Brand Image of LP3I Cirebon, Integrated Marketing Communication has a significant positive influence on the Decision-Making Process, Brand Positioning has a significant positive influence on the Decision-Making Process, College Brand Image of LP3I Cirebon has a significant positive influence on the Decision-Making Process, College Brand Image of LP3I Cirebon can mediate the influence of Integrated Marketing Communication on the Decision-Making Process, and College Brand Image can mediate the influence of Brand Positioning on the Decision-Making Process.