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Strategi Penguatan Pendapatan Daerah dan Pengembangan Kemandirian Ekonomi Lokal Melalui Instrumen Ekonomi Islam: Studi Tentang Zakat, Infaq, Sedekah, dan Wakaf Anton Budiyono; Nida Hopia
PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Research Vol. 2 No. 1 (2025): PRODUCTIVITY: Journal of Integrated Business, Management, and Accounting Resear
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/product.v2i1.54

Abstract

This study aims to examine how zakat, infaq, sadaqah, and waqf can be used strategically to strengthen regional income and encourage local economic independence. This study uses a descriptive qualitative approach. The research subject of this article is Islamic economic instruments which include zakat, infaq, alms, and waqf, as well as their role in increasing local income and building regional economic independence. The data were analyzed using descriptive qualitative methods. The results of the analysis show that the use of zakat, infaq, alms, and waqf has significant potential to increase regional revenue and alleviate poverty. With good and integrated management in public financial policies, zakat, infaq, alms, and waqf can be a solution for sustainable financial and economic independence that is able to overcome various social problems in society. Increasing literacy, professional management, and the use of digital technology will be the key to success in optimizing the potential of zakat, infaq, alms, and waqf in the future, so that the economic independence of a region can be realized properly and effectively
Reconceptualizing Islamic Financial Markets: A Moral-Economic Equilibrium Approach: Merekonseptualisasi Pasar Keuangan Islam: Pendekatan Keseimbangan Moral-Ekonomi Anton Budiyono; Ayus Ahmad Yusuf
jsd: Journal of Society and Development Vol 6 No 1 (2026)
Publisher : CV. Media Publikasi Profesional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57032/jsd.v6i1.340

Abstract

Recurring global financial crises and widening distributive inequalities expose the systemic failures of the conventional market efficiency paradigm in ensuring economic stability and justice. This article aims to reconceptualize financial markets through a moral-economic equilibrium approach as an alternative to the mainstream model. Employing a qualitative method via a critical literature review of conventional and Islamic economics, the study deconstructs the underlying assumptions of both systems to produce a new theoretical reconstruction. Research findings indicate that Islamic financial markets function as equilibrium systems that simultaneously integrate economic efficiency, moral values, and social objectives. The core foundation lies in the prohibition of Riba, Gharar, and Maysir, integrated with risk-sharing mechanisms and organic linkages to the real sector. This moral-economic equilibrium demonstrates that market efficiency and distributive justice can harmoniously synergize within the Maqashid al-shariah framework. In conclusion, the article asserts that Islamic financial markets represent a value-based financial paradigm oriented toward socio-economic welfare and sustainable development. The primary theoretical contribution is the provision of a new analytical framework that synthesizes moral and economic dimensions into a single, cohesive equilibrium construct to address the limitations of the efficiency paradigm in responding to contemporary global economic stability challenges.