Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JURNAL LENTERA BISNIS
Khairani Khairani
Politeknik Unggulan Cipta Mandiri Medan
Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
KORELASI ANTAR VARIABLE MONETER DAN FISKAL YANG MEMPENGARUHI JUMLAH KREDIT PERBANKAN DI INDONESIA Khairani Khairani; Clarrissa Winata
JURNAL LENTERA BISNIS Vol. 14 No. 1 (2025): JURNAL LENTERA BISNIS, JANUARI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i1.1485

Abstract

This study aims to analyze the determinants of the amount of credit successfully distributed by banks and analyze the correlation between variables. The type of data used is secondary data collected using the documentation method. Data sourced from the Central Statistics Agency and the Financial Services Authority using monthly data from 2019-2024. The data analysis technique used is SEM PLS with the help of SmartPLS 3.8 software. All model criteria have been met in terms of Q square and GoF. The results of the BI rate hypothesis test have a positive and significant effect on banking ROA in Indonesia, while inflation and banking NPL show a significant negative effect on banking ROA, on the other hand there is not enough evidence that banking DPK has a significant effect on banking ROA. The results of the hypothesis test also show that banking DPK and banking ROA have a significant positive effect on the amount of investment credit and the amount of working capital credit in banking in Indonesia. Meanwhile, the results of the test for banking NPL in Indonesia show a significant positive effect on the amount of banking working capital credit, but do not have a significant effect on the amount of banking investment credit. The results of the Gross Domestic Product hypothesis test have a significant positive effect on banking DPK, while the Consumer Price Index shows no significant effect on DPK collected by banks in Indonesia.
Co-Authors Clarrissa Winata