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All Journal Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Abdimas Indonesia
Supardi Supardi
Universitas Muhammadiyah Kudus
Religion Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Other

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MEMBER PERCEPTIONS ON BUSINESS CAPITAL FINANCING PRODUCTS IN EMPOWERING MICRO, SMALL AND MEDIUM ENTERPRISES AT BAITUL MAAL WAT TAMWIL "UMMAT SEJAHTERA ABADI" NALUMSARI BRANCH Dewi Laras; Supardi Supardi; Yunus Mustaqim
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11293

Abstract

The financial system in Indonesia continues to progress, especially in financial institutions based on Sharia. Sharia Microfinance Institutions actors develop along with an increase in turnover which is influenced by member perceptions of a product. The product that is often used by MSME players is a business capital financing product that can assist in capital. However, some people still cooperate with conventional financial institutions that have elements of ribawi which are prohibited by Islam in the Al-Qur'an and As-Sunnah because they are considered detrimental to one party. Therefore, the presence of BMT is needed because it can be an alternative solution for business people who need additional capital without worrying about usury. This study aims to describe the perception of members on business capital financing products in empowering MSMEs at BMT Ummat Sejahtera Abadi Nalumsari Branch. This study applies a type of field research with a qualitative approach and descriptive method. The data obtained in this study is in accordance with the facts that occurred at BMT Ummat Sejahtera Abadi Nalumsari Branch obtained through observation, interviews with branch heads, marketing employees and 5 members on business capital financing products and documentation. Data analysis is done by reducing data, presenting data and verification and conclusions. Member perceptions related to business capital financing products available at BMT Ummat Sejahtera Abadi Nalumsari Branch obtained good results, evidenced by an increase in the number of members by 1,34% and progress on the business being carried out. This perception is influenced by the quality of service and the price of a product that can be calculated because the margin or service provided tends to be low.
PENDEKATAN EDUKATIF UNTUK MENGURANGI PENGGUNAAN GADGET BERLEBIH DI SD 2 BESITO KUDUS Melvin Dewi Rosita; Purbowati Purbowati; Supardi Supardi; Nur Shabrina Al Baiti; Osama Maulana Haq; Syamsul Hadi; Danang Feby Saputra; Fahima Nur Shofia; Diva Fitriana Putri; Regita Adiba Fayza Purwoko; Khuril Aeni; Dwi Maya Ratna Sari; Mahardini Ayu Faradilla; Finkanita Salsabila; Anita Putri Rahayu; Putri Luthfiana Anggraeni; Mohammad Hasan Zuwad; Desy Meliasari; Zanadira Althofia
Jurnal Abdimas Indonesia Vol 7, No 2 (2025): JURNAL ABDIMAS INDONESIA
Publisher : Universitas Muhammadiyah Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26751/jai.v7i2.2831

Abstract

Penggunaan gadget yang berlebihan di kalangan siswa sekolah dasar menjadi tantangan dalam dunia pendidikan, termasuk di SD 2 Besito Kudus. Kebiasaan ini dapat berdampak negatif pada konsentrasi belajar, interaksi sosial, serta kesehatan fisik dan mental siswa. Pengapdian ini bertujuan untuk mengidentifikasi dampak penggunaan gadget yang berlebihan serta menerapkan pendekatan edukatif dalam mengatasinya. Pendekatan yang diterapkan meliputi sosialisasi dan edukasi, pembatasan penggunaan gadget di sekolah, peningkatan aktivitas fisik dan sosial, serta penerapan metode pembelajaran interaktif. Hasil dari program ini menunjukkan bahwa siswa mulai memahami pentingnya penggunaan gadget secara bijak, sehingga mereka dapat lebih fokus dalam belajar dan meningkatkan interaksi sosial. Dengan demikian, pendekatan edukatif dapat menjadi solusi efektif dalam mengurangi ketergantungan terhadap gadget di kalangan siswa sekolah dasar.
Co-Authors Anita Putri Rahayu Danang Feby Saputra Desy Meliasari Dewi Laras Diva Fitriana Putri Dwi Maya Ratna Sari Fahima Nur Shofia Finkanita Salsabila Khuril Aeni Mahardini Ayu Faradilla Melvin Dewi Rosita Mohammad Hasan Zuwad Nur Shabrina Al Baiti Osama Maulana Haq Purbowati Putri Luthfiana Anggraeni Regita Adiba Fayza Purwoko Syamsul Hadi Yunus Mustaqim Zanadira Althofia