Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital
Muhammad Ikhsan Fadhillah
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Perkembangan Perbankan Syariah pada Era Ekonomi Digital Delima Delima; Muhammad Ikhsan Fadhillah
Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Vol. 2 No. 3 (2025): Agustus : Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jimakebidi.v2i3.604

Abstract

Indonesian Islamic banking has undergone significant transformation in the digital era through the adoption of technologies such as mobile banking, digital wallets, P2P lending, robo-advisors, and blockchain. Digitalization improves service efficiency, reduces costs, and expands access to remote areas. However, challenges arise related to cybersecurity, low literacy and inclusion of Islamic finance, limited digital human resources, and regulations that are not yet in line with technological developments. Integrated efforts including education, strengthening security, human resource development, innovation of Islamic products, and collaboration with the halal ecosystem are needed to ensure sustainable growth of this sector.
Co-Authors Delima Delima