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All Journal Journal of Community Services and Engagement: Voice of Community (VOC) Optimum: Jurnal Ekonomi dan Pembangunan
Putri, Rania Nurdiana
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Religion Humanities Economics, Econometrics & Finance Education Public Health Social Sciences Other

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Environmental quality, economic growth and population density: A panel study in Indonesia Perwithosuci, Winny; Anas, Muhammad; Hidayah, Nur; Putri, Rania Nurdiana; Hadibasyir, Hamim Zaky
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 15 No. 1 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v15i1.12559

Abstract

Environmental quality is one of the topics that is widely discussed. The environmental quality degradation such as increasing greenhouse gases will induce climate change that will affect many sectors. This study aims to estimate the determinants of environmental quality in 33 provinces in Indonesia from 2016 to 2022. The data was generated from Ministry of Environment and Forestry and Statistics Indonesia. Many studies observe the determinant of environmental quality or its relationship with economy and population. However, the results are still varied.  This study fills the gap by utilizing the Environmental Quality Index (EQI) as the proxy of environmental quality while most studies in Indonesia use CO2. Economic growth, human development index, population density, and forest coverage are treated as independent variable. This study employs the Fixed-Effects model in estimating the data. The results revealed that the human development index positively and significantly affects the environmental quality index. Meanwhile, it is found that population density affects The Environmental Quality Index (EQI) negatively. Policymakers can construct policies in sustainable development such as building more extensive green space, restricting land use, and increasing human development to keep the environmental quality better.
Financial Literacy Enhancement for University Students in Kartasura, Central Java Perwithosuci, Winny; Putri, Rania Nurdiana
Journal of Community Services and Engagement: Voice of Community (VOC) Vol. 5 No. 3 (2025)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/voc.v5i3.14761

Abstract

Financial literacy is one of the key areas of knowledge that enables people, including students, to manage their personal finances effectively. This individual-level skill can improve their finances through wise consumption, savings, and investment decisions. Students who live away from home and live in boarding houses, rent houses near campus, or live with other relatives often face challenges in managing their finances. A survey of student respondents living in boarding houses in Kartasura City, Central Java, showed that they face challenges in managing their finances. These challenges include difficulty in saving. 88% of respondents admitted to having difficulty saving due to excessive spending and an inability to prioritize needs over wants. In response to this phenomenon, this community service program aims to provide knowledge on managing personal finances and saving. Moreover, this activity also provides knowledge about investment products. It aims to help participants increase the real value of their money, thereby enabling them to achieve their financial goals more quickly. As a result, participants were motivated to be more disciplined in managing their finances. 80% of participants intended to add bank accounts to increase their savings. Furthermore, there was an increase in interest in investing through mutual funds and stocks. These results demonstrate the program’s success and serve as a topic for future community service activities.
Co-Authors Hamim Zaky Hadibasyir Muhammad Anas Nur Hidayah Perwithosuci, Winny