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All Journal Islamic Business and Management Journal (IBMJ)
Farika, Devina Widya
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Technological Innovation Fintech in Accounting Information System Development: Case Study of Micro, Small and Medium Enterprises (MSMEs) in Gonilan Village Farika, Devina Widya; Achyani, Fatchan
Islamic Business and Management Journal Vol. 7 No. 2 (2024): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v7i2.14587

Abstract

This study aims to analyze the impact of financial technology (FinTech) innovation on the accounting information systems of Micro, Small, and Medium Enterprises (MSMEs) in Gonilan Village. The research employed a descriptive qualitative approach with data collection techniques including interviews, observation, and documentation. The results indicate that the adoption of QRIS enhances transaction efficiency, financial record accuracy, and business branding. However, challenges such as dependence on internet connectivity and the risk of fraud remain obstacles. This study provides recommendations for training and infrastructure improvements to support the digital transformation of MSMEs. Keywords: FinTech, QRIS, Accounting Information System, MSMEs
Co-Authors Fatchan Achyani