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All Journal Islamic Business and Management Journal (IBMJ)
Maharani, Safira Amelia
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determinants of Entrepreneurial Decision-Making: The Roles of E-Commerce, Digital Payment, Self-Efficacy, Accounting Information Systems, and Financial Literacy Maharani, Safira Amelia; Fauzan
Islamic Business and Management Journal Vol. 8 No. 1 (2025): IBMJ | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v8i1.14730

Abstract

The objective of this study is to analyze the influence of e-commerce, digital payment systems, self-efficacy, accounting information systems, and financial literacy on entrepreneurial decision-making. This analysis will be based on a case study of Accounting students at Universitas Muhamadiyah Surakarta from the class of 2021–2023. The present study employs a quantitative approach, utilizing proportionate stratified random sampling for the selection of the study's sample. The sample consists of 313 respondents. The primary data were collected through a digital questionnaire distributed via Google Forms, utilizing a 5-point Likert scale. The data were analyzed using Partial Least Squares (PLS) and processed with SmartPLS 4.1 software. The findings suggest that e-commerce, digital payment methods, and self-efficacy exert a positive and significant influence on entrepreneurial decision-making processes. Conversely, the accounting information system does not demonstrate a substantial impact on entrepreneurial decision-making.
Co-Authors Fauzan